Property tax, income tax, sales tax, and retirement-income treatment in Georgia. Quick read for movers, retirees, and remote workers.
Property tax
Georgia’s effective property tax rate is approximately 0.92% of assessed home value per year. On a $350,000 home that’s about $3,220/yr. Rates vary by county and municipality — this is a state-wide average.
Income tax
Top marginal rate: 5.39%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.
Sales tax
State base rate: 4.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.
Retirement income
Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Partial exclusion / credit available.
Top cities in Georgia
Atlanta · pop 520,070 · momentum 50
Columbus · pop 201,830 · momentum 64
Savannah · pop 148,808 · momentum 55
Sandy Springs · pop 105,505 · momentum 62
Roswell · pop 92,227 · momentum 64
Warner Robins · pop 86,199 · momentum 75
Compare to other states: All 50 state tax overviews · All Georgia cities · Best Georgia cities for retirees
Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.