Six interactive tools over the full dataset of 5,399 tracked US cities. No signup, no email capture, no upsell — they all run client-side on a static site.
Find your match →
5 questions — budget, size, region, growth, priority — and we rank every US city by fit. 'Why matched' chips show what we used. The fastest path from 'I'm thinking about moving' to a concrete shortlist.
Affordability calculator →
Income in, max home price out — using real binary-search mortgage math (P&I + taxes + insurance + HOA). Then we show every US city you can buy in, ranked by momentum.
Cost-of-living converter →
Pick your current city, pick a target city, optionally enter income. Get equivalent purchasing power instantly. Uses median home values as the dominant cost-of-living signal.
Compare cities →
Up to 3 cities at once: home values, growth rates, population, momentum, rent. Best metric per row is highlighted green, worst red. URL hash is shareable.
Filter explorer →
Filter every tracked US city by state, population, home value, and momentum. Sort by any metric. The way to scan the full dataset.
Watchlist →
Save cities from any profile (★ Save button). View aggregated stats, overlay chart, gainers/losers across your saved set. localStorage — no signup.
Investor ROI calculator →
Pick a target city, set down payment / rate / rent / vacancy / management. Get cap rate, cash-on-cash, monthly cash flow, DSCR, and a verdict on whether the deal pencils.
Retirement income projection →
Annual income, Social Security, and home equity in. Get the list of US cities that fit your retirement budget, plus an optional feasibility check on any target city.
Mortgage payment calculator →
Total monthly payment (P&I + property tax + insurance + PMI + HOA), plus total interest paid over the life of the loan.
Mortgage refinance calculator →
Current rate vs new rate → monthly savings, break-even months, verdict (Refi / Consider / Marginal / Don't). Handles term changes and closing costs.
Property tax by state →
Enter home price and pick a state. See annual property tax + full 50-state ranking. Real Tax Foundation effective rates.
Closing cost estimator →
Estimated total closing costs by state and home price. Breakdown by title, lender, appraisal, escrow, transfer tax.
Down payment savings calculator →
How long until you hit your down-payment target? Set monthly savings + APY and get years-to-goal with interest earned.
Rent vs Buy break-even →
Detailed 30-year month-by-month simulation. Tells you which year buying catches up with renting, accounting for inflation + appreciation + selling costs.
Cost-of-living salary adjuster →
If you make $X in California, what would you need in Tennessee? MERIC cost-of-living index between any two US states.
Net pay by state →
Estimate annual take-home pay after federal + state income tax + FICA. Switch states to see how no-income-tax states (TX, FL, TN, WA, NV) change your number.
Savings rate retirement calculator →
How many years to financial independence at a given savings rate + return? The classic FIRE calculator — savings rate matters far more than return.
15 vs 30-year mortgage →
Compare 15- and 30-year fixed mortgages side-by-side: monthly payment, total interest, interest saved. Find the right balance for your situation.
Home value doubling time →
Rule-of-72 calculator: at X% appreciation, how long until a home doubles? Useful sanity check on momentum projections.