Hawaii taxes — property, income, sales, retirement

Property tax, income tax, sales tax, and retirement-income treatment in Hawaii. Quick read for movers, retirees, and remote workers.

Lowest property tax rate in the country. Income tax up to 11%. Sales/GET 4% (broadly applied). SS untaxed; pensions untaxed.
Effective property tax
0.32%
of home value/yr
Income tax (top rate)
11%
Sales tax (state)
4.00%
local adds more
SS taxed by state?
No

Property tax

Hawaii’s effective property tax rate is approximately 0.32% of assessed home value per year. On a $350,000 home that’s about $1,120/yr. Rates vary by county and municipality — this is a state-wide average.

Income tax

Top marginal rate: 11%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.

Sales tax

State base rate: 4.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.

Retirement income

Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Fully taxed at state income rate.

Compare to other states: All 50 state tax overviews · All Hawaii cities · Best Hawaii cities for retirees

Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.