Pennsylvania taxes — property, income, sales, retirement

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Property tax, income tax, sales tax, and retirement-income treatment in Pennsylvania. Quick read for movers, retirees, and remote workers.

Flat 3.07% income tax (low). Higher property tax. 6% sales. SS, pensions, 401(k) untaxed at retirement.
Effective property tax
1.49%
of home value/yr
Income tax (top rate)
3.07%
Sales tax (state)
6.00%
local adds more
SS taxed by state?
No

Property tax

Pennsylvania’s effective property tax rate is approximately 1.49% of assessed home value per year. On a $350,000 home that’s about $5,215/yr. Rates vary by county and municipality — this is a state-wide average.

Income tax

Top marginal rate: 3.07%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.

Sales tax

State base rate: 6.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.

Retirement income

Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Fully taxed at state income rate.

Top cities in Pennsylvania

Philadelphia · pop 1,573,916 · momentum 59

Pittsburgh · pop 307,668 · momentum 60

Allentown · pop 127,138 · momentum 73

Reading · pop 96,000 · momentum 73

Erie · pop 92,940 · momentum 71

Bethlehem · pop 79,453 · momentum 72

Compare to other states: All 50 state tax overviews · All Pennsylvania cities · Best Pennsylvania cities for retirees

Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.