Property tax, income tax, sales tax, and retirement-income treatment in Rhode Island. Quick read for movers, retirees, and remote workers.
Property tax
Rhode Island’s effective property tax rate is approximately 1.30% of assessed home value per year. On a $350,000 home that’s about $4,550/yr. Rates vary by county and municipality — this is a state-wide average.
Income tax
Top marginal rate: 5.99%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.
Sales tax
State base rate: 7.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.
Retirement income
Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Partial exclusion / credit available.
Top cities in Rhode Island
Providence · pop 194,706 · momentum 72
Cranston · pop 84,448 · momentum 69
Warwick · pop 83,554 · momentum 74
Pawtucket · pop 76,996 · momentum 70
East Providence · pop 47,961 · momentum 69
Woonsocket · pop 44,508 · momentum 70
Compare to other states: All 50 state tax overviews · All Rhode Island cities · Is Rhode Island a good place to live? · Best Rhode Island cities for retirees
Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.