Net take-home pay calculator by state

Home·Tools·Net pay by state

Estimate annual take-home pay after federal + state income tax + payroll taxes. Single filer, standard deduction, 2025 estimates.

Estimated annual take-home
Federal income tax
State income tax
FICA (SS + Medicare)
Monthly take-home

How this works

Approximate calculation for educational purposes — NOT tax advice. Use a CPA or proper tax software for final numbers.

Federal: 2025 brackets, standard deduction ($14,600 single / $29,200 MFJ).

State: simplified flat or marginal rate. Doesn’t capture credits, deductions, or local income taxes (NYC, San Francisco, Philadelphia, Cleveland, etc. levy additional local income tax).

FICA: 7.65% (6.2% SS up to $168K, 1.45% Medicare).