Cost of living in Arab, AL — Housing, Rent & Index

All states·Alabama·Arab·Cost of living

Housing, rent, and a comparison to the US average.

$241,577
Median home value
/mo
Median rent
68
Cost index (US=100)
+1.0%
Home YoY change

The median home value in Arab, AL is $241,577 as of 2026-04. That places Arab below the US average for housing cost, with a cost index of approximately 68 versus a national baseline of 100.

Over the past 12 months, the median home value in Arab has moved sideways, and over the past five years it has averaged +5.6% annual growth. The current price sits -0.0% from its 5-year peak in 2025-02.

Beyond housing, day-to-day costs in Arab are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$241,577
1-year change+1.0%
5-year price growth+5.6%
10-year price growth+6.1%
vs 5-year peak-0.0%

Source: Zillow Home Value Index (ZHVI).

How Arab compares

Cost index68 (below US)
Median home vs US (~$355k)-32.0%
Population8,918
Momentum score70 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Arab’s housing lines up with what people here actually earn.

Median rent vs income22% of local median income
Home price-to-income3.8× local median income

At $1,160/mo, rent eats about 22% of the local median household income of $64,333 — within the 30% rule of thumb for affordable housing.

The median home runs about 3.8× the local median income (stretched).

Daily life in Arab

Climate

91°/71° summer56°/36° winter215 sunny days1″ snow/yr58″ rain/yr

Summers run warm (highs near 91°F) and winters are moderate (highs near 56°F), with about 1″ of snow a year.

Natural-hazard & insurance risk

Flood: highTornado: very highHurricane: moderateWildfire: lowEarthquake: very low

Insurance heads-up: in Arab, flood damage isn’t covered by standard home insurance — budget for a separate NFIP/private flood policy and check the FEMA flood zone for the exact address.

Getting around

The average commute is 31 min — longer than the US average of ~27 min; 8% of workers are remote; 70% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.