Cost of living in Auburn, AL — Housing, Rent & Index

All states·Alabama·Auburn·Cost of living

Housing, rent, and a comparison to the US average.

$417,207
Median home value
$1,791/mo
Median rent
118
Cost index (US=100)
+4.0%
Home YoY change

The median home value in Auburn, AL is $417,207 as of 2026-04. That places Auburn above the US average for housing cost, with a cost index of approximately 118 versus a national baseline of 100.

Over the past 12 months, the median home value in Auburn has climbed 4.0%, and over the past five years it has averaged +6.3% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Renters pay a median of $1,791 per month in Auburn. Rents have changed +6.0% over the last year and averaged +7.5% per year over five years.

Beyond housing, day-to-day costs in Auburn are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$417,207
1-year change+4.0%
5-year price growth+6.3%
10-year price growth+6.4%
vs 5-year peak+0.0%

Source: Zillow Home Value Index (ZHVI).

How Auburn compares

Cost index118 (above US)
Median home vs US (~$355k)+17.5%
Population83,757
Momentum score78 (Hot)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Auburn’s housing lines up with what people here actually earn.

Median rent vs income34% of local median income
Home price-to-income6.6× local median income

At $1,791/mo, rent eats about 34% of the local median household income of $63,668 — above the 30% rule of thumb for affordable housing.

The median home runs about 6.6× the local median income (severely stretched — a stretch even for local earners).

Daily life in Auburn

Climate

91°/71° summer56°/36° winter215 sunny days1″ snow/yr58″ rain/yr

Summers run warm (highs near 91°F) and winters are moderate (highs near 56°F), with about 1″ of snow a year.

Natural-hazard & insurance risk

Flood: highTornado: very highHurricane: moderateWildfire: lowEarthquake: very low

Insurance heads-up: in Auburn, flood damage isn’t covered by standard home insurance — budget for a separate NFIP/private flood policy and check the FEMA flood zone for the exact address.

Getting around

The average commute is 21 min — shorter than the US average of ~27 min; 11% of workers are remote; 53% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.