Cost of living in Loxley, AL — Housing, Rent & Index

All states·Alabama·Loxley·Cost of living

Housing, rent, and a comparison to the US average.

$288,176
Median home value
/mo
Median rent
81
Cost index (US=100)
-0.7%
Home YoY change

The median home value in Loxley, AL is $288,176 as of 2026-04. That places Loxley below the US average for housing cost, with a cost index of approximately 81 versus a national baseline of 100.

Over the past 12 months, the median home value in Loxley has moved sideways, and over the past five years it has averaged +5.6% annual growth. The current price sits -0.9% from its 5-year peak in 2024-09.

Beyond housing, day-to-day costs in Loxley are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$288,176
1-year change-0.7%
5-year CAGR+5.6%
10-year CAGR+6.7%
vs 5-year peak-0.9%

Source: Zillow Home Value Index (ZHVI).

How Loxley compares

Cost index81 (below US)
Median home vs US (~$355k)-18.8%
Population5,176
Momentum score70 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.