Tarrant, AL — Momentum Score, Home Values & Best-For

Jefferson County · Birmingham-Hoover · population 5,806

AffordabilityShrinkingSmall-town feel
View watchlist →
51
Stable
Momentum score · 0–100

Where Tarrant stands

Home values up 5.5% in the last year. long-run growth but recently flat. population shrinking 1.3% per year.

Median home $75,894
1-year +5.5%
5-yr CAGR +1.0%
vs 5-yr peak -9.0%
Population -1.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-11$76k$39k$55k$71k$87k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
40/100
Marginal for remote
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 6.0
Buy

At a 6.0 price-to-rent ratio, buying generally beats renting in Tarrant on a long-enough horizon. The headline math is that one year of mortgage payments approximates 6.0 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
77 · w22%
Home 5-yr CAGR
41 · w22%
Distance from peak
48 · w18%
Population growth
25 · w16%
Home 10-yr CAGR
62 · w10%
Long thesis

Tarrant has held up across the cycle: home values at $75,894 with +1.0% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Tarrant's population is shrinking 1.3% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About Tarrant

Tarrant is a city in Jefferson County, Alabama, with an estimated population of 5,806. It anchors the Birmingham-Hoover metro area. The population has contracted 1.3% per year on average since 2020. The median home value in Tarrant is $75,894 as of 2026-04, up 5.5% over the last 12 months. Over the last five years, home values have averaged +1.0% annual growth (-9.0% from the 5-year peak). Rents in Tarrant average $1,048 per month. The composite momentum score is 51 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Affordable AND rising: median home $75,894 with positive recent direction — rare combination most of the country can’t offer.
Quiet strength: +5.5% over the trailing year — not a melt-up, but the market is bid.

Bear case

Net out-migration: population shrinking 1.3% per year — services, schools, and tax base will follow.
Long-run gains, recently flat: 5-year CAGR is +1.0% but 10-year is +5.1%. The last few years have not been kind.
Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Jefferson County right now.

Public-safety links are official .gov sources, not curated by us. Jefferson County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Tarrant

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
56° / 36°
avg high / low
Summer (Jul)
91° / 71°
avg high / low
Sunny days/yr
215
~59% of year
Annual precip
58″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Very high
Wildfire
Low
Earthquake
Very low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Tarrant listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Birmingham-Hoover area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
73%
Humid climate
Median household income
$56,900
Alabama state median
Top industries (state-level)
ManufacturingHealthcareRetail

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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