Tuscumbia, AL — Momentum Score, Home Values & Best-For

All states·Alabama·Tuscumbia

Colbert County · Florence-Muscle Shoals · population 9,222

AffordabilitySmall-town feel
OverviewCost of livingMoving guide
View watchlist →
67
Rising
Momentum score · 0–100

Where Tuscumbia stands

At or near all-time high.

Median home $198,526
1-year +1.7%
5-yr CAGR +5.5%
vs 5-yr peak -0.1%
Population +0.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-03$199k$109k$141k$174k$207k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
62/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 20.1
Lean rent

At a 20.1 price-to-rent ratio, the math is starting to lean toward renting in Tuscumbia. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
59 · w22%
Home 5-yr CAGR
67 · w22%
Distance from peak
89 · w18%
Population growth
54 · w16%
Home 10-yr CAGR
64 · w10%
Long thesis

Tuscumbia offers a $198,526 median home with +5.5% annualized 5-year appreciation. Affordability + positive trend is one of the better risk/reward setups in US residential — small downside, room to compound.

Short thesis

Tuscumbia's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Tuscumbia

Tuscumbia is a city in Colbert County, Alabama, with an estimated population of 9,222. It anchors the Florence-Muscle Shoals metro area. The median home value in Tuscumbia is $198,526 as of 2026-04, up 1.7% over the last 12 months. Over the last five years, home values have averaged +5.5% annual growth, with prices at or near the 5-year peak. Rents in Tuscumbia average $822 per month. The composite momentum score is 67 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Healthy 5-year run: +5.5% annualized over 5 years, outpacing US inflation.
●Held the highs: currently -0.1% from the 5-year peak — this market refused to give back gains.
●Cheap entry point: $198,526 median home is well below the US median of $355k — room to grow without overpaying.

▼ Bear case

○Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Colbert County right now.

NWS active alerts (AL)Alabama Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Colbert County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Tuscumbia

Rainbow City, AL67 · RisingLeeds, AL67 · RisingSatsuma, AL69 · RisingScottsboro, AL66 · Rising

Run the numbers for Tuscumbia

ToolCan I afford Tuscumbia?Income → city shortlistToolROI on a Tuscumbia rentalCap rate, cash-on-cash, DSCRToolCompare Tuscumbia to anywhereSide-by-side up to 3 citiesToolTuscumbia cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
56° / 36°
avg high / low
Summer (Jul)
91° / 71°
avg high / low
Sunny days/yr
215
~59% of year
Annual precip
58″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Very high
Wildfire
Low
Earthquake
Very low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Tuscumbia listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Florence-Muscle Shoals area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
73%
Humid climate
Median household income
$56,900
Alabama state median
Top industries (state-level)
ManufacturingHealthcareRetail

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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