Cost of living in Prescott Valley, AZ

Housing, rent, and a comparison to the US average.

$460,173
Median home value
$1,794/mo
Median rent
130
Cost index (US=100)
+0.3%
Home YoY change

The median home value in Prescott Valley, AZ is $460,173 as of 2026-04. That places Prescott Valley above the US average for housing cost, with a cost index of approximately 130 versus a national baseline of 100.

Over the past 12 months, the median home value in Prescott Valley has moved sideways, and over the past five years it has averaged +4.4% annual growth. The current price sits -4.1% from its 5-year peak in 2022-07.

Renters pay a median of $1,794 per month in Prescott Valley. Rents have changed +0.1% over the last year and averaged +4.0% per year over five years.

Beyond housing, day-to-day costs in Prescott Valley are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$460,173
1-year change+0.3%
5-year price growth+4.4%
10-year price growth+6.9%
vs 5-year peak-4.1%

Source: Zillow Home Value Index (ZHVI).

How Prescott Valley compares

Cost index130 (above US)
Median home vs US (~$355k)+29.6%
Population51,440
Momentum score63 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Prescott Valley’s housing lines up with what people here actually earn.

Median rent vs income29% of local median income
Home price-to-income6.2× local median income

At $1,794/mo, rent eats about 29% of the local median household income of $74,569 — within the 30% rule of thumb for affordable housing.

The median home runs about 6.2× the local median income (severely stretched — a stretch even for local earners).

Daily life in Prescott Valley

Climate

106°/79° summer65°/41° winter286 sunny days2″ snow/yr14″ rain/yr

Summers run hot (highs near 106°F) and winters are mild (highs near 65°F), with about 2″ of snow a year.

Natural-hazard & insurance risk

Flood: lowTornado: very lowHurricane: very lowWildfire: highEarthquake: low

Insurance heads-up: in Prescott Valley, wildfire risk is pushing some insurers to raise rates or stop writing new policies in the highest-risk areas.

Getting around

The average commute is 24 min — shorter than the US average of ~27 min; 14% of workers are remote; 72% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.