Concord, CA — Momentum Score, Home Values & Best-For

All states·California·Concord

Contra Costa County · San Francisco-Oakland-Berkeley · population 124,016

Concord, CA
Image: Wikipedia · Concord, California
OverviewCost of livingMoving guide
View watchlist →
44
Cooling
Momentum score · 0–100

Where Concord stands

Steady, no major recent move.

Median home $739,280
1-year -2.9%
5-yr CAGR +0.8%
vs 5-yr peak -11.0%
Population -0.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-06$739k$459k$594k$729k$864k201620182020202220242026

Lifestyle scores

🚶
Walkability
52/100
Somewhat walkable
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
30/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
59/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,521/mo$2,004$2,338$2,672202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent104118100120202220242026

Rent vs buy

Price-to-rent ratio: 24.4
Lean rent

At a 24.4 price-to-rent ratio, the math is starting to lean toward renting in Concord. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
36 · w22%
Home 5-yr CAGR
40 · w22%
Distance from peak
42 · w18%
Population growth
41 · w16%
Rent YoY
66 · w12%
Home 10-yr CAGR
55 · w10%
Long thesis

Concord has held up across the cycle: home values at $739,280 with +0.8% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Concord compounded at +4.0% per year over a decade but only +0.8% over the last five. The recent cycle has been the worst part of the long-run record — the structural slowdown may not be temporary.

About Concord

Concord is a city in Contra Costa County, California, with an estimated population of 124,016. It anchors the San Francisco-Oakland-Berkeley metro area. The median home value in Concord is $739,280 as of 2026-04, down 2.9% over the last 12 months. Over the last five years, home values have averaged +0.8% annual growth, and the market currently sits about 11% below its 5-year peak. Rents in Concord average $2,521 per month, up 3.2% year-over-year. The composite momentum score is 44 of 100 (Cooling). Buyers may find more room to negotiate; sellers should price realistically.

▲ Bull case

○The data is the data: Concord has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.

▼ Bear case

●Expensive AND not growing: median home $739,280 with only -2.9% YoY. You’re paying premium pricing for a flat trend.
●Cooling: -2.9% over the trailing year — momentum has stalled.
●11% off recent peak — buyers are getting through-the-cycle pricing, not the peak.
●Long-run gains, recently flat: 5-year CAGR is +0.8% but 10-year is +4.0%. The last few years have not been kind.

About Concord (Wikipedia)

Concord is the most populous city in Contra Costa County, California, United States. According to an estimate completed by the United States Census Bureau, the city had a population of 124,016 in 2024, making it the tenth most populous city in the San Francisco Bay Area. Founded in 1869 as Todos Santos by El Purungazo Don Salvio Pacheco II, a noted Californio ranchero, the name was later changed to Concord. The city is a major regional suburban East Bay center within the San Francisco Bay Area, and is 29 miles east of San Francisco.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorCarlyn ObringerCite web
Area30.55 sq mi
Elevation75 ft
EstablishedFebruary 8, 1905
Density4104.67/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

You have leverage. Negotiate price, ask for closing-cost credits, and don't waive inspection. Walk-away power is real in a Cooling market — use it.

Seller

Price aggressively (at or below recent sold comps) or be prepared to wait. Concessions — rate buydowns, closing costs, repair credits — are how deals close right now.

Investor

Cap rates are more attractive than they were 12 months ago but the appreciation tailwind is gone. Confirm tenant demand, vacancy rates, and exit liquidity before committing capital.

Local safety & alerts

No active National Weather Service alerts for Contra Costa County right now.

NWS active alerts (CA)California Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Contra Costa County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Concord

6 tracked · ranked by median home value
1Lime Ridge$1,132,386-2.2%
2Clayton Valley$770,708-2.0%
3Four Corners$703,644-4.2%
4Clyde$673,477-6.3%
5Olivera$649,451-3.8%
6Central Concord$564,994-5.0%

Cities like Concord

Alameda, CA44 · CoolingAntioch, CA45 · CoolingSanta Rosa, CA49 · StableNapa, CA44 · Cooling

Run the numbers for Concord

ToolCan I afford Concord?Income → city shortlistToolROI on a Concord rentalCap rate, cash-on-cash, DSCRToolCompare Concord to anywhereSide-by-side up to 3 citiesToolConcord cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the San Francisco-Oakland-Berkeley area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Concord listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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