Granite Bay, CA — Momentum Score, Home Values & Best-For

All states·California·Granite Bay

Placer County · Sacramento-Roseville-Folsom · population 21,247

Small-town feel
View watchlist →
63
Rising
Momentum score · 0–100

Where Granite Bay stands

Steady, no major recent move.

Median home $1,166,031
1-year +1.5%
5-yr CAGR +3.7%
vs 5-yr peak -2.1%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-06$1166k$628k$832k$1035k$1238k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
48/100
Marginal for remote
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 28.1
Rent

At a 28.1 price-to-rent ratio, renting beats buying in Granite Bay for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
57 · w22%
Home 5-yr CAGR
57 · w22%
Distance from peak
78 · w18%
Home 10-yr CAGR
65 · w10%
Long thesis

Granite Bay has held up across the cycle: home values at $1,166,031 with +3.7% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Granite Bay carries a $1,166,031 median home with only +1.5% YoY. Premium pricing in a flat tape is the bear setup — you're paying for the trend that already ran while new buyers can't afford to extend it.

About Granite Bay

Granite Bay is a city in Placer County, California, with an estimated population of 21,247. It anchors the Sacramento-Roseville-Folsom metro area. The median home value in Granite Bay is $1,166,031 as of 2026-04, up 1.5% over the last 12 months. Over the last five years, home values have averaged +3.7% annual growth (-2.1% from the 5-year peak). Rents in Granite Bay average $3,459 per month. The composite momentum score is 63 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Held the highs: currently -2.1% from the 5-year peak — this market refused to give back gains.
The data is the data: Granite Bay has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Expensive AND not growing: median home $1,166,031 with only +1.5% YoY. You’re paying premium pricing for a flat trend.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Placer County right now.

Public-safety links are official .gov sources, not curated by us. Placer County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Granite Bay

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
60° / 41°
avg high / low
Summer (Jul)
82° / 60°
avg high / low
Sunny days/yr
258
~71% of year
Annual precip
22″ rain
8″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Very high
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Sacramento-Roseville-Folsom area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Granite Bay listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
65%
Moderate climate
Median household income
$91,500
California state median
Top industries (state-level)
TechEntertainmentAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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