Contra Costa County · San Francisco-Oakland-Berkeley · population 16,698
Where Moraga stands
Steady, no major recent move.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent vs buy
At a 37.3 price-to-rent ratio, renting beats buying in Moraga for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.
How the momentum score breaks down
methodology →Moraga has held up across the cycle: home values at $1,669,781 with +3.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.
Moraga carries a $1,669,781 median home with only -0.9% YoY. Premium pricing in a flat tape is the bear setup — you're paying for the trend that already ran while new buyers can't afford to extend it.
About Moraga
Moraga is a city in Contra Costa County, California, with an estimated population of 16,698. It anchors the San Francisco-Oakland-Berkeley metro area. The median home value in Moraga is $1,669,781 as of 2026-04, down 0.9% over the last 12 months. Over the last five years, home values have averaged +3.1% annual growth (-9.3% from the 5-year peak). Rents in Moraga average $3,731 per month. The composite momentum score is 48 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.
▲ Bull case
▼ Bear case
Playbook
Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.
Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.
Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.
Local safety & alerts
No active National Weather Service alerts for Contra Costa County right now.
Public-safety links are official .gov sources, not curated by us. Contra Costa County routes NWS alerts; check the state EM portal for non-weather emergencies.
Cities like Moraga
Run the numbers for Moraga
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Local sports teams
Major professional teams the San Francisco-Oakland-Berkeley area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Current weather
Find rentals & listings
Open current Moraga listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
Cities similar to Moraga
Explore other places with comparable momentum or affordability.