Cost of living in Pacifica, CA — Housing, Rent & Index

The median home value in Pacifica, CA is $1,277,575 as of 2026-04. That places Pacifica above the US average for housing cost, with a cost index of approximately 360 versus a national baseline of 100.

Over the past 12 months, the median home value in Pacifica has moved sideways, and over the past five years it has averaged +0.8% annual growth. The current price sits -10.1% from its 5-year peak in 2022-05.

Renters pay a median of $3,597 per month in Pacifica. Rents have changed +6.1% over the last year and averaged +3.8% per year over five years.

Beyond housing, day-to-day costs in Pacifica are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.