Cost of living in San Diego, CA — Housing, Rent & Index

The median home value in San Diego, CA is $1,006,261 as of 2026-04. That places San Diego above the US average for housing cost, with a cost index of approximately 283 versus a national baseline of 100.

Over the past 12 months, the median home value in San Diego has fallen 2.9%, and over the past five years it has averaged +5.4% annual growth. The current price sits -4.1% from its 5-year peak in 2024-07.

Renters pay a median of $2,942 per month in San Diego. Rents have changed +1.2% over the last year and averaged +5.8% per year over five years.

Beyond housing, day-to-day costs in San Diego are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.