What to know before you move: cost, market timing, who it fits.
If you're considering a move to Derby, CO, the most important variables are the local housing market, the cost structure (taxes, insurance, utilities), and how well the city fits your day-to-day life. This page summarizes the housing market read; pair it with the cost of living page for the full picture.
Derby is a city in Adams County, Colorado, with an estimated population of 8,407. It anchors the Denver-Aurora-Lakewood metro area. The median home value in Derby is $370,598 as of 2026-04, down 4.7% over the last 12 months. Over the last five years, home values have averaged +2.0% annual growth (-9.0% from the 5-year peak). The composite momentum score is 44 of 100 (Cooling). Buyers may find more room to negotiate; sellers should price realistically.
Prices have come off recent highs (-9.0% from peak). Buyers may have more room to negotiate; sellers should price realistically.
Reasons people move here
- The data is the data: Derby has at least 5 years of Zillow tracking, full Census identification, and is included in the 1-criteria momentum score on this page.
- Data is sourced from public datasets (Zillow, US Census) with full citations on the methodology page.
Things to know first
- Cooling: -4.7% over the trailing year — momentum has stalled.
- Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.
More about Derby
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.