Silverthorne, CO — Momentum Score, Home Values & Best-For

All states·Colorado·Silverthorne

Summit County · Breckenridge · population 5,220

Bargain huntersGrowing fastSmall-town feel
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56
Stable
Momentum score · 0–100

Where Silverthorne stands

17% off 5-year peak. population growing 4.4% per year. rents up 13.4% in the last year.

Median home $853,916
1-year -2.8%
5-yr CAGR +2.6%
vs 5-yr peak -17.5%
Population +4.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-07$854k$409k$631k$853k$1076k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
58/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$3,307/mo$2,618$3,062$3,5062026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent961181001202026

Rent vs buy

Price-to-rent ratio: 21.5
Lean rent

At a 21.5 price-to-rent ratio, the math is starting to lean toward renting in Silverthorne. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
36 · w22%
Home 5-yr CAGR
51 · w22%
Distance from peak
27 · w18%
Population growth
90 · w16%
Rent YoY
85 · w12%
Home 10-yr CAGR
74 · w10%
Long thesis

Silverthorne is 17% below its 5-year peak but compounded at +6.8% per year over a decade. Long-run trend is intact; you're buying through-the-cycle pricing in a market that has historically rewarded patience.

Short thesis

Silverthorne carries a $853,916 median home with only -2.8% YoY. Premium pricing in a flat tape is the bear setup — you're paying for the trend that already ran while new buyers can't afford to extend it.

About Silverthorne

Silverthorne is a city in Summit County, Colorado, with an estimated population of 5,220. It anchors the Breckenridge metro area. The population has grown 4.4% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Silverthorne is $853,916 as of 2026-04, down 2.8% over the last 12 months. Over the last five years, home values have averaged +2.6% annual growth, and the market currently sits about 17% below its 5-year peak. Rents in Silverthorne average $3,307 per month, up 13.4% year-over-year. The composite momentum score is 56 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

People are voting with their feet: population growing 4.4% per year since 2020 — that’s faster than ~80% of US cities.
Reset opportunity: 17% off recent peak but +6.8% annualized over 10 years — long-run trend is up even if the last year wasn’t.
Hot rental market: rents up 13.4% YoY — landlords have pricing power, supports new investment math.

Bear case

Expensive AND not growing: median home $853,916 with only -2.8% YoY. You’re paying premium pricing for a flat trend.
Cooling: -2.8% over the trailing year — momentum has stalled.
17% off recent peak — buyers are getting through-the-cycle pricing, not the peak.
Rental squeeze: rents up 13.4% YoY — tenants face tough renewals. Affordability deteriorating fast.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Summit County right now.

Public-safety links are official .gov sources, not curated by us. Summit County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Silverthorne

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
43° / 16°
avg high / low
Summer (Jul)
86° / 56°
avg high / low
Sunny days/yr
245
~67% of year
Annual precip
17″ rain
55″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Moderate
Wildfire
High
Earthquake
Low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Silverthorne listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Breckenridge area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
54%
Dry climate
Median household income
$87,600
Colorado state median
Top industries (state-level)
TechAerospaceHealthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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