Lake Mary, FL — Momentum Score, Home Values & Best-For

All states·Florida·Lake Mary

Seminole County · Orlando-Kissimmee-Sanford · population 16,989

Small-town feel
View watchlist →
55
Stable
Momentum score · 0–100

Where Lake Mary stands

Steady, no major recent move.

Median home $465,764
1-year -2.6%
5-yr CAGR +5.3%
vs 5-yr peak -4.5%
Population +0.3%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-05$466k$244k$332k$420k$507k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
85/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,963/mo$1,433$1,758$2,083202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent129129100120140202220242026

Rent vs buy

Price-to-rent ratio: 19.8
Lean buy

At a 19.8 price-to-rent ratio, Lake Mary is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
37 · w22%
Home 5-yr CAGR
66 · w22%
Distance from peak
63 · w18%
Population growth
51 · w16%
Rent YoY
48 · w12%
Home 10-yr CAGR
67 · w10%
Long thesis

Lake Mary has held up across the cycle: home values at $465,764 with +5.3% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Lake Mary is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Lake Mary

Lake Mary is a city in Seminole County, Florida, with an estimated population of 16,989. It anchors the Orlando-Kissimmee-Sanford metro area. The median home value in Lake Mary is $465,764 as of 2026-04, down 2.6% over the last 12 months. Over the last five years, home values have averaged +5.3% annual growth (-4.5% from the 5-year peak). Rents in Lake Mary average $1,963 per month, roughly flat year-over-year (+0.4%). The composite momentum score is 55 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Healthy 5-year run: +5.3% annualized over 5 years, outpacing US inflation.
The data is the data: Lake Mary has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Cooling: -2.6% over the trailing year — momentum has stalled.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Seminole County right now.

Public-safety links are official .gov sources, not curated by us. Seminole County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Lake Mary

10 tracked · ranked by median home value
1Timacuan$641,433+0.3%
2Tuscany at Lake Mary$632,609-1.5%
3Cardinal Oaks$575,939-1.4%
4Reserve at Lake Mary$565,238+0.0%
5Woodbridge Lakes$531,480+0.6%
6Primera$503,671-0.8%
7Huntington Pointe$486,702-1.1%
8Manderley$473,487-2.1%
9Hills of Lake Mary$455,192-2.7%
10Fountain Parke$417,579-5.8%

Cities like Lake Mary

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Orlando-Kissimmee-Sanford area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Lake Mary listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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