Odessa, FL — Momentum Score, Home Values & Best-For

Pasco County · Tampa-St. Petersburg-Clearwater · population 8,080

InvestorsRenter-friendlySmall-town feel
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60
Stable
Momentum score · 0–100

Where Odessa stands

Averaging 7.1% annual growth over 5 years.

Median home $686,200
1-year -1.9%
5-yr CAGR +7.1%
vs 5-yr peak -3.0%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-05$686k$336k$469k$602k$736k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
60/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,995/mo$1,715$1,921$2,126202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent126109100120202220242026

Rent vs buy

Price-to-rent ratio: 28.7
Rent

At a 28.7 price-to-rent ratio, renting beats buying in Odessa for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
40 · w22%
Home 5-yr CAGR
75 · w22%
Distance from peak
72 · w18%
Rent YoY
44 · w12%
Home 10-yr CAGR
72 · w10%
Long thesis

Odessa has held up across the cycle: home values at $686,200 with +7.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Odessa is in a state where home insurance costs have doubled, climate risk repricing is still in progress, and the buyer pool is constrained by both. The bear case writes itself and is currently winning.

About Odessa

Odessa is a city in Pasco County, Florida, with an estimated population of 8,080. It anchors the Tampa-St. Petersburg-Clearwater metro area. The median home value in Odessa is $686,200 as of 2026-04, down 1.9% over the last 12 months. Over the last five years, home values have averaged +7.1% annual growth (-3.0% from the 5-year peak). Rents in Odessa average $1,995 per month, roughly flat year-over-year (-0.1%). The composite momentum score is 60 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Healthy 5-year run: +7.1% annualized over 5 years, outpacing US inflation.
Held the highs: currently -3.0% from the 5-year peak — this market refused to give back gains.

Bear case

Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for Pasco County right now.

Public-safety links are official .gov sources, not curated by us. Pasco County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Odessa

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
70° / 51°
avg high / low
Summer (Jul)
90° / 73°
avg high / low
Sunny days/yr
233
~64% of year
Annual precip
54″ rain
0″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Very high

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Tampa-St. Petersburg-Clearwater area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Odessa listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
76%
Very humid climate
Median household income
$67,900
Florida state median
Top industries (state-level)
TourismHealthcareConstruction

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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