Cumming, GA — Momentum Score, Home Values & Best-For

Forsyth County · Atlanta-Sandy Springs-Alpharetta · population 10,175

InvestorsGrowing fastSmall-town feel
View watchlist →
65
Rising
Momentum score · 0–100

Where Cumming stands

Averaging 7.4% annual growth over 5 years. population growing 8.6% per year.

Median home $604,732
1-year -2.5%
5-yr CAGR +7.4%
vs 5-yr peak -3.4%
Population +8.6%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2024-06$605k$288k$409k$530k$651k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
53/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,247/mo$1,641$2,011$2,382202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent143129100120140202220242026

Rent vs buy

Price-to-rent ratio: 22.4
Lean rent

At a 22.4 price-to-rent ratio, the math is starting to lean toward renting in Cumming. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
37 · w22%
Home 5-yr CAGR
76 · w22%
Distance from peak
69 · w18%
Population growth
90 · w16%
Rent YoY
51 · w12%
Home 10-yr CAGR
74 · w10%
Long thesis

Cumming has been growing population at 8.6% per year while home values compounded +7.4% annually. Demand-driven appreciation — the kind that persists as long as people keep showing up, which they currently are.

Short thesis

Cumming's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Cumming

Cumming is a city in Forsyth County, Georgia, with an estimated population of 10,175. It anchors the Atlanta-Sandy Springs-Alpharetta metro area. The population has grown 8.6% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Cumming is $604,732 as of 2026-04, down 2.5% over the last 12 months. Over the last five years, home values have averaged +7.4% annual growth (-3.4% from the 5-year peak). Rents in Cumming average $2,247 per month, roughly flat year-over-year (+1.0%). The composite momentum score is 65 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

People are voting with their feet: population growing 8.6% per year since 2020 — that’s faster than ~80% of US cities.
Healthy 5-year run: +7.4% annualized over 5 years, outpacing US inflation.

Bear case

Cooling: -2.5% over the trailing year — momentum has stalled.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Forsyth County right now.

Public-safety links are official .gov sources, not curated by us. Forsyth County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Cumming

151 tracked · ranked by median home value
1Creekstone$1,334,990-3.1%
2Vickery Springs$1,237,325-2.0%
3Gables at Stoney Point$1,004,258-6.1%
4Vickery$988,441-1.4%
5Deer Creek$985,185+3.5%
6Cheswyck$958,991-4.1%
7Seneca$951,270-4.0%
8Provence$950,166-4.1%
9Deer Lake$944,294-1.7%
10Cool Springs$934,012+0.2%
11Trammel Ridge$917,605-5.4%
12St Michaels Bay$917,309-2.5%
13Harrison Park$909,361-6.0%
14Westbrook$907,947-0.4%
15Traditions$892,867-2.9%
16Polo$881,833-0.6%
17Lake Astoria$875,971-1.0%
18Marseille$862,448-3.2%
19Madison$862,027-3.1%
20Three Chimneys Farm$861,105-2.7%
21Wildbrooke$839,583-5.7%
22Edgebrook at James Creek$824,724-3.4%
23Brandon Hall$823,775-2.2%
24Chattahoochee River Club$820,990-2.3%

See the full neighborhood ranking →

Cities like Cumming

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
55° / 36°
avg high / low
Summer (Jul)
91° / 71°
avg high / low
Sunny days/yr
217
~59% of year
Annual precip
50″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Moderate
Wildfire
Low
Earthquake
Very low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Atlanta-Sandy Springs-Alpharetta area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Cumming listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$71,400
Georgia state median
Top industries (state-level)
Logistics/DistributionFilm/TVHealthcare

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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