Cost of living in Winder, GA — Housing, Rent & Index

All states·Georgia·Winder·Cost of living

Housing, rent, and a comparison to the US average.

$344,473
Median home value
$2,071/mo
Median rent
97
Cost index (US=100)
-0.3%
Home YoY change

The median home value in Winder, GA is $344,473 as of 2026-04. That places Winder near the US average for housing cost, with a cost index of approximately 97 versus a national baseline of 100.

Over the past 12 months, the median home value in Winder has moved sideways, and over the past five years it has averaged +7.3% annual growth. The current price sits -0.6% from its 5-year peak in 2025-11.

Renters pay a median of $2,071 per month in Winder. Rents have changed +2.4% over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in Winder are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$344,473
1-year change-0.3%
5-year price growth+7.3%
10-year price growth+8.9%
vs 5-year peak-0.6%

Source: Zillow Home Value Index (ZHVI).

How Winder compares

Cost index97 (near US)
Median home vs US (~$355k)-3.0%
Population20,628
Momentum score73 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Winder’s housing lines up with what people here actually earn.

Median rent vs income39% of local median income
Home price-to-income5.4× local median income

At $2,071/mo, rent eats about 39% of the local median household income of $63,779 — well above the 30% rule of thumb for affordable housing.

The median home runs about 5.4× the local median income (severely stretched — a stretch even for local earners).

Daily life in Winder

Climate

91°/71° summer55°/36° winter217 sunny days1″ snow/yr50″ rain/yr

Summers run warm (highs near 91°F) and winters are moderate (highs near 55°F), with about 1″ of snow a year.

Natural-hazard & insurance risk

Flood: moderateTornado: moderateHurricane: moderateWildfire: lowEarthquake: very low

Insurance heads-up: in Winder, flood damage isn’t covered by standard home insurance — budget for a separate NFIP/private flood policy and check the FEMA flood zone for the exact address.

Getting around

The average commute is 36 min — longer than the US average of ~27 min; 7% of workers are remote; 67% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.