Winnebago County · Rockford · population 23,636
Where Loves Park stands
At or near all-time high. home values up 8.1% in the last year. averaging 8.7% annual growth over 5 years.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent vs buy
At a 8.9 price-to-rent ratio, buying generally beats renting in Loves Park on a long-enough horizon. The headline math is that one year of mortgage payments approximates 8.9 years of rent — well below the 15+ threshold where ownership starts to dominate.
How the momentum score breaks down
methodology →Loves Park has averaged 8.7% annual appreciation over five years and the trend is still live (+8.1% in the last 12 months). When a momentum trade keeps working, the simplest explanation is usually correct: more people want in.
Loves Park's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.
About Loves Park
Loves Park is a city in Winnebago County, Illinois, with an estimated population of 23,636. It anchors the Rockford metro area. The median home value in Loves Park is $197,573 as of 2026-04, up 8.1% over the last 12 months. Over the last five years, home values have averaged +8.7% annual growth, with prices at or near the 5-year peak. Rents in Loves Park average $1,850 per month. The composite momentum score is 78 of 100 (Hot). Buyers should expect competition and limited negotiation room in this market.
▲ Bull case
▼ Bear case
Playbook
Expect competition, escalation clauses, and pressure to waive inspections. Make your strongest offer up front — Hot markets reward decisiveness, not negotiation. If you can't write a clean offer, you may not be the best fit for this market right now.
Price slightly above recent comps and let multiple offers work. Days-on-market should be short. Don't accept the first offer in the first 48 hours unless it's significantly above ask.
Cap rates are still workable thanks to a reasonable price-to-rent ratio. Buy-and-hold math works if the trend continues; underwrite a moderate slowdown to be safe.
Local safety & alerts
No active National Weather Service alerts for Winnebago County right now.
Public-safety links are official .gov sources, not curated by us. Winnebago County routes NWS alerts; check the state EM portal for non-weather emergencies.
Cities like Loves Park
Run the numbers for Loves Park
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Current weather
Find rentals & listings
Open current Loves Park listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local sports teams
Major professional teams the Rockford area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
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