Kendall County · Chicago-Naperville-Elgin · population 21,957
Where Montgomery stands
At or near all-time high. population growing 2.0% per year.
Home value trajectory · last 10 years
Zillow ZHVI · monthlyLifestyle scores
Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.
Rent vs buy
At a 11.3 price-to-rent ratio, buying generally beats renting in Montgomery on a long-enough horizon. The headline math is that one year of mortgage payments approximates 11.3 years of rent — well below the 15+ threshold where ownership starts to dominate.
How the momentum score breaks down
methodology →Montgomery has been growing population at 2.0% per year while home values compounded +6.5% annually. Demand-driven appreciation — the kind that persists as long as people keep showing up, which they currently are.
Montgomery's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.
About Montgomery
Montgomery is a city in Kendall County, Illinois, with an estimated population of 21,957. It anchors the Chicago-Naperville-Elgin metro area. The population has grown 2.0% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Montgomery is $330,058 as of 2026-04, up 3.3% over the last 12 months. Over the last five years, home values have averaged +6.5% annual growth, with prices at or near the 5-year peak. Rents in Montgomery average $2,437 per month. The composite momentum score is 75 of 100 (Rising). The market is healthy with prices supported by underlying demand.
▲ Bull case
▼ Bear case
Playbook
You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.
Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.
Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.
Local safety & alerts
No active National Weather Service alerts for Kendall County right now.
Public-safety links are official .gov sources, not curated by us. Kendall County routes NWS alerts; check the state EM portal for non-weather emergencies.
Neighborhoods of Montgomery
1 tracked · ranked by median home valueCities like Montgomery
Run the numbers for Montgomery
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.
Climate & natural-disaster risk
State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.
Local sports teams
Major professional teams the Chicago-Naperville-Elgin area cheers for. Detailed stats, schedules, and player pages on intherafters.com.
Current weather
Find rentals & listings
Open current Montgomery listings on the major real-estate sites.
Links open the live search on the destination site — results are always current.
Local economy & environment
Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.
Cities similar to Montgomery
Explore other places with comparable momentum or affordability.