Cost of living in Winthrop Harbor, IL

Housing, rent, and a comparison to the US average.

$303,590
Median home value
/mo
Median rent
86
Cost index (US=100)
+16.3%
Home YoY change

The median home value in Winthrop Harbor, IL is $303,590 as of 2026-04. That places Winthrop Harbor below the US average for housing cost, with a cost index of approximately 86 versus a national baseline of 100.

Over the past 12 months, the median home value in Winthrop Harbor has climbed 16.3%, and over the past five years it has averaged +9.8% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Beyond housing, day-to-day costs in Winthrop Harbor are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$303,590
1-year change+16.3%
5-year CAGR+9.8%
10-year CAGR+7.5%
vs 5-year peak+0.0%

Source: Zillow Home Value Index (ZHVI).

How Winthrop Harbor compares

Cost index86 (below US)
Median home vs US (~$355k)-14.5%
Population6,565
Momentum score79 (Hot)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.