Cost of living in Garden City, KS — Housing, Rent & Index

All states·Kansas·Garden City·Cost of living

Housing, rent, and a comparison to the US average.

$235,086
Median home value
/mo
Median rent
66
Cost index (US=100)
+0.1%
Home YoY change

The median home value in Garden City, KS is $235,086 as of 2026-04. That places Garden City below the US average for housing cost, with a cost index of approximately 66 versus a national baseline of 100.

Over the past 12 months, the median home value in Garden City has moved sideways, and over the past five years it has averaged +4.3% annual growth. The current price sits -1.0% from its 5-year peak in 2025-08.

Beyond housing, day-to-day costs in Garden City are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$235,086
1-year change+0.1%
5-year CAGR+4.3%
10-year CAGR+5.0%
vs 5-year peak-1.0%

Source: Zillow Home Value Index (ZHVI).

How Garden City compares

Cost index66 (below US)
Median home vs US (~$355k)-33.8%
Population27,996
Momentum score60 (Stable)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.