Georgetown, KY — Momentum Score, Home Values & Best-For

All states·Kentucky·Georgetown

Scott County · Lexington-Fayette · population 40,518

Growing fast
Georgetown, KY
Image: Wikipedia · Georgetown, Kentucky
OverviewCost of livingMoving guide
View watchlist →
76
Rising
Momentum score · 0–100

Where Georgetown stands

At or near all-time high. population growing 2.2% per year.

Median home $338,717
1-year +3.9%
5-yr CAGR +6.8%
vs 5-yr peak +0.0%
Population +2.2%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$339k$163k$226k$289k$352k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
84/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,488/mo$1,251$1,416$1,58020242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent11111010020242026

Rent vs buy

Price-to-rent ratio: 19.0
Lean buy

At a 19.0 price-to-rent ratio, Georgetown is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
70 · w22%
Home 5-yr CAGR
73 · w22%
Distance from peak
90 · w18%
Population growth
82 · w16%
Rent YoY
65 · w12%
Home 10-yr CAGR
73 · w10%
Long thesis

Georgetown has been growing population at 2.2% per year while home values compounded +6.8% annually. Demand-driven appreciation — the kind that persists as long as people keep showing up, which they currently are.

Short thesis

Georgetown's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Georgetown

Georgetown is a city in Scott County, Kentucky, with an estimated population of 40,518. It anchors the Lexington-Fayette metro area. The population has grown 2.2% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Georgetown is $338,717 as of 2026-04, up 3.9% over the last 12 months. Over the last five years, home values have averaged +6.8% annual growth, with prices at or near the 5-year peak. Rents in Georgetown average $1,488 per month, roughly flat year-over-year (+3.0%). The composite momentum score is 76 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●People are voting with their feet: population growing 2.2% per year since 2020 — that’s faster than ~80% of US cities.
●Healthy 5-year run: +6.8% annualized over 5 years, outpacing US inflation.
●Quiet strength: +3.9% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Georgetown (Wikipedia)

Georgetown is a city in Scott County, Kentucky, United States. The population was 37,086 at the 2020 census. It is the sixth-most populous city in Kentucky. It is the seat of its county. It was originally called Lebanon when founded by Rev. Elijah Craig and was renamed in 1790 in honor of President George Washington. Historically, settlers were drawn to Georgetown for its Royal Spring. Georgetown is a home rule-class city under Kentucky state law.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Scott County right now.

NWS active alerts (KY)Kentucky Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Scott County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Georgetown

Nicholasville, KY77 · RisingBardstown, KY75 · RisingIndependence, KY72 · RisingWinchester, KY74 · Rising

Run the numbers for Georgetown

ToolCan I afford Georgetown?Income → city shortlistToolROI on a Georgetown rentalCap rate, cash-on-cash, DSCRToolCompare Georgetown to anywhereSide-by-side up to 3 citiesToolGeorgetown cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
42° / 26°
avg high / low
Summer (Jul)
86° / 66°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
50″ rain
12″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Moderate
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Georgetown listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Lexington-Fayette area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$60,200
Kentucky state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics (UPS)

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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