Louisville, KY — Momentum Score, Home Values & Best-For

All states·Kentucky·Louisville

Jefferson County · Louisville/Jefferson County · population 246,161

First-time buyersSmall-town feel
View watchlist →
69
Rising
Momentum score · 0–100

Where Louisville stands

At or near all-time high.

Median home $264,957
1-year +2.2%
5-yr CAGR +4.8%
vs 5-yr peak -0.1%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-03$265k$137k$183k$229k$276k201620182020202220242026

Lifestyle scores

🚶
Walkability
40/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
38/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
82/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,377/mo$976$1,218$1,460202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent126133100120202220242026

Rent vs buy

Price-to-rent ratio: 16.0
Lean buy

At a 16.0 price-to-rent ratio, Louisville is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
61 · w22%
Home 5-yr CAGR
64 · w22%
Distance from peak
89 · w18%
Rent YoY
60 · w12%
Home 10-yr CAGR
68 · w10%
Long thesis

Louisville has held up across the cycle: home values at $264,957 with +4.8% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Louisville's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Louisville

Louisville is a city in Jefferson County, Kentucky, with an estimated population of 246,161. It anchors the Louisville/Jefferson County metro area. The median home value in Louisville is $264,957 as of 2026-04, up 2.2% over the last 12 months. Over the last five years, home values have averaged +4.8% annual growth, with prices at or near the 5-year peak. Rents in Louisville average $1,377 per month, roughly flat year-over-year (+2.3%). The composite momentum score is 69 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Quiet strength: +2.2% over the trailing year — not a melt-up, but the market is bid.
Held the highs: currently -0.1% from the 5-year peak — this market refused to give back gains.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Jefferson County right now.

Public-safety links are official .gov sources, not curated by us. Jefferson County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Louisville

128 tracked · ranked by median home value
1Glenview$1,203,984+5.5%
2Anchorage$940,299+5.6%
3Rolling Fields$901,103+5.5%
4Cherokee Gardens$882,889+3.3%
5Cherokee Seneca$827,693+3.8%
6Indian Hills$769,166+2.9%
7Northfield$599,168+6.9%
8Fisherville$589,384-0.5%
9Hurstbourne$567,790-0.6%
10Seneca Gardens$553,566+1.8%
11Rock Creek Lexington Road$516,250+6.8%
12Druid Hills$511,755+2.2%
13Eastwood$511,326+0.4%
14Old Brownsboro Place$507,141+4.8%
15Cherokee Triangle$502,470+2.9%
16Highlands Douglas$489,628+5.4%
17Bonnycastle$475,110+8.5%
18Green Spring$466,830+3.4%
19Spring Valley$450,734+0.4%
20Bancroft$444,014+3.3%
21Barbourmeade$438,535+1.4%
22Belknap$436,548+7.3%
23Windy Hills$432,570+0.7%
24Strathmoor Village$431,221+3.2%

104 more neighborhoods tracked — full list coming. Most expensive shown.

Cities like Louisville

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
42° / 26°
avg high / low
Summer (Jul)
86° / 66°
avg high / low
Sunny days/yr
188
~52% of year
Annual precip
50″ rain
12″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Moderate
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Louisville listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Louisville/Jefferson County area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$60,200
Kentucky state median
Top industries (state-level)
Manufacturing (auto)HealthcareLogistics (UPS)

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to Louisville

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