Cost of living in Springfield, MI — Housing, Rent & Index

All states·Michigan·Springfield·Cost of living

Housing, rent, and a comparison to the US average.

$425,292
Median home value
$941/mo
Median rent
120
Cost index (US=100)
+3.4%
Home YoY change

The median home value in Springfield, MI is $425,292 as of 2026-04. That places Springfield above the US average for housing cost, with a cost index of approximately 120 versus a national baseline of 100.

Over the past 12 months, the median home value in Springfield has climbed 3.4%, and over the past five years it has averaged +4.9% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Renters pay a median of $941 per month in Springfield. Rents have changed — over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in Springfield are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$425,292
1-year change+3.4%
5-year price growth+4.9%
10-year price growth+5.9%
vs 5-year peak+0.0%

Source: Zillow Home Value Index (ZHVI).

How Springfield compares

Cost index120 (above US)
Median home vs US (~$355k)+19.8%
Population5,267
Momentum score67 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Springfield’s housing lines up with what people here actually earn.

Median rent vs income25% of local median income
Home price-to-income9.5× local median income

At $941/mo, rent eats about 25% of the local median household income of $44,808 — within the 30% rule of thumb for affordable housing.

The median home runs about 9.5× the local median income (severely stretched — a stretch even for local earners).

Daily life in Springfield

Climate

82°/61° summer30°/16° winter175 sunny days50″ snow/yr33″ rain/yr

Summers run mild (highs near 82°F) and winters are cold (highs near 30°F), with about 50″ of snow a year.

Natural-hazard & insurance risk

Flood: lowTornado: moderateHurricane: very lowWildfire: very lowEarthquake: very low

No single natural hazard scores high in Springfield — a relative plus for insurance cost and peace of mind.

Getting around

The average commute is 19 min — shorter than the US average of ~27 min; 2% of workers are remote; 52% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.