Ramsey, MN — Momentum Score, Home Values & Best-For

All states·Minnesota·Ramsey

Anoka County · Minneapolis-St. Paul-Bloomington · population 28,999

Ramsey, MN
Image: Wikipedia · Ramsey, Minnesota
OverviewCost of livingMoving guide
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69
Rising
Momentum score · 0–100

Where Ramsey stands

At or near all-time high. rents up 7.5% in the last year.

Median home $391,161
1-year +2.0%
5-yr CAGR +3.1%
vs 5-yr peak -0.2%
Population +1.2%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-02$391k$213k$278k$343k$407k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
15/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
81/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,002/mo$1,594$1,858$2,12320242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent10411810012020242026

Rent vs buy

Price-to-rent ratio: 16.3
Lean buy

At a 16.3 price-to-rent ratio, Ramsey is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →
Home YoY
60 · w22%
Home 5-yr CAGR
54 · w22%
Distance from peak
89 · w18%
Population growth
68 · w16%
Rent YoY
85 · w12%
Home 10-yr CAGR
64 · w10%
Long thesis

Ramsey has held up across the cycle: home values at $391,161 with +3.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Ramsey's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Ramsey

Ramsey is a city in Anoka County, Minnesota, with an estimated population of 28,999. It anchors the Minneapolis-St. Paul-Bloomington metro area. The population grew 1.2% annually from 2020 to 2024, a moderate gain. The median home value in Ramsey is $391,161 as of 2026-04, up 2.0% over the last 12 months. Over the last five years, home values have averaged +3.1% annual growth, with prices at or near the 5-year peak. Rents in Ramsey average $2,002 per month, up 7.5% year-over-year. The composite momentum score is 69 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Net positive migration: population up 1.2% per year — demand fundamentals are intact.
●Held the highs: currently -0.2% from the 5-year peak — this market refused to give back gains.
●Hot rental market: rents up 7.5% YoY — landlords have pricing power, supports new investment math.

▼ Bear case

●Rental squeeze: rents up 7.5% YoY — tenants face tough renewals. Affordability deteriorating fast.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Ramsey (Wikipedia)

Ramsey is a suburban city 22 miles (35 km) north-northwest of downtown Minneapolis in Anoka County, Minnesota, United States. The population was 27,646 at the 2020 census. It is a northwest suburb of the Twin Cities.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Anoka County right now.

NWS active alerts (MN)Minnesota Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Anoka County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Ramsey

Fridley, MN68 · RisingFarmington, MN64 · RisingAndover, MN65 · RisingHugo, MN67 · Rising

Run the numbers for Ramsey

ToolCan I afford Ramsey?Income → city shortlistToolROI on a Ramsey rentalCap rate, cash-on-cash, DSCRToolCompare Ramsey to anywhereSide-by-side up to 3 citiesToolRamsey cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
22° / 4°
avg high / low
Summer (Jul)
82° / 62°
avg high / low
Sunny days/yr
198
~54% of year
Annual precip
28″ rain
45″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Very low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the Minneapolis-St. Paul-Bloomington area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Ramsey listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
71%
Humid climate
Median household income
$84,300
Minnesota state median
Top industries (state-level)
Medical DevicesFinanceManufacturing

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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