Cost of living in White Bear Lake, MN

The median home value in White Bear Lake, MN is $360,452 as of 2026-04. That places White Bear Lake near the US average for housing cost, with a cost index of approximately 102 versus a national baseline of 100.

Over the past 12 months, the median home value in White Bear Lake has climbed 3.1%, and over the past five years it has averaged +3.2% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Renters pay a median of $1,675 per month in White Bear Lake. Rents have changed +3.0% over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in White Bear Lake are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.