Biloxi, MS — Momentum Score, Home Values & Best-For

All states·Mississippi·Biloxi

Harrison County · Gulfport-Biloxi · population 48,144

First-time buyersShrinking
Biloxi, MS
Image: Wikipedia · Biloxi, Mississippi
OverviewCost of livingMoving guide
View watchlist →
63
Rising
Momentum score · 0–100

Where Biloxi stands

At or near all-time high. population shrinking 0.7% per year.

Median home $235,824
1-year +2.2%
5-yr CAGR +4.4%
vs 5-yr peak +0.0%
Population -0.7%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$236k$136k$172k$209k$245k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
76/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,378/mo$1,040$1,251$1,461202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent106125100120202220242026

Rent vs buy

Price-to-rent ratio: 14.3
Buy

At a 14.3 price-to-rent ratio, buying generally beats renting in Biloxi on a long-enough horizon. The headline math is that one year of mortgage payments approximates 14.3 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
61 · w22%
Home 5-yr CAGR
62 · w22%
Distance from peak
90 · w18%
Population growth
35 · w16%
Rent YoY
67 · w12%
Home 10-yr CAGR
61 · w10%
Long thesis

Biloxi has held up across the cycle: home values at $235,824 with +4.4% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Biloxi's population is shrinking 0.7% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About Biloxi

Biloxi is a city in Harrison County, Mississippi, with an estimated population of 48,144. It anchors the Gulfport-Biloxi metro area. The population has contracted 0.7% per year on average since 2020. The median home value in Biloxi is $235,824 as of 2026-04, up 2.2% over the last 12 months. Over the last five years, home values have averaged +4.4% annual growth, with prices at or near the 5-year peak. Rents in Biloxi average $1,378 per month, up 3.3% year-over-year. The composite momentum score is 63 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Affordable AND rising: median home $235,824 with positive recent direction — rare combination most of the country can’t offer.
●Quiet strength: +2.2% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

●Flat or shrinking population: -0.7% per year. Housing demand has to come from somewhere — verify the source.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Biloxi (Wikipedia)

Biloxi is a city in Harrison County, Mississippi, United States. It lies on the Gulf Coast in southern Mississippi, bordering the city of Gulfport to its west. The adjacent cities are both designated as seats of Harrison County. The population of Biloxi was 49,449 at the 2020 census, making it the state's fourth-most populous city. It is a principal city of the Gulfport–Biloxi metropolitan area, home to 416,259 residents in 2020. The area's first European settlers were French colonists.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Harrison County right now.

NWS active alerts (MS)Mississippi Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Harrison County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Biloxi

4 tracked · ranked by median home value
1Woolmarket$320,795+2.6%
2North Biloxi$264,189+4.0%
3West Biloxi$209,446+2.5%
4East Biloxi$150,693-2.3%

Cities like Biloxi

Clinton, MS61 · StableHattiesburg, MS65 · RisingMadison, MS64 · RisingColumbus, MS59 · Stable

Run the numbers for Biloxi

ToolCan I afford Biloxi?Income → city shortlistToolROI on a Biloxi rentalCap rate, cash-on-cash, DSCRToolCompare Biloxi to anywhereSide-by-side up to 3 citiesToolBiloxi cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
56° / 36°
avg high / low
Summer (Jul)
91° / 72°
avg high / low
Sunny days/yr
216
~59% of year
Annual precip
59″ rain
1″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very high
Tornado
Very high
Wildfire
Low
Earthquake
Low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Biloxi listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Gulfport-Biloxi area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
75%
Very humid climate
Median household income
$52,700
Mississippi state median
Top industries (state-level)
ManufacturingHealthcareAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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