University City, MO — Momentum Score, Home Values & Best-For

All states·Missouri·University City

St. Louis County · St. Louis · population 34,349

First-time buyersShrinking
University City, MO
Image: Wikipedia · University City, Missouri
View watchlist →
61
Stable
Momentum score · 0–100

Where University City stands

At or near all-time high. population shrinking 0.5% per year.

Median home $265,370
1-year +1.5%
5-yr CAGR +3.6%
vs 5-yr peak -0.3%
Population -0.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-02$265k$162k$201k$239k$277k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
76/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,573/mo$1,084$1,379$1,675202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent119135100120140202220242026

Rent vs buy

Price-to-rent ratio: 14.1
Buy

At a 14.1 price-to-rent ratio, buying generally beats renting in University City on a long-enough horizon. The headline math is that one year of mortgage payments approximates 14.1 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
57 · w22%
Home 5-yr CAGR
56 · w22%
Distance from peak
88 · w18%
Population growth
37 · w16%
Rent YoY
74 · w12%
Home 10-yr CAGR
56 · w10%
Long thesis

University City has held up across the cycle: home values at $265,370 with +3.6% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

University City's population is shrinking 0.5% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About University City

University City is a city in St. Louis County, Missouri, with an estimated population of 34,349. It anchors the St. Louis metro area. The population has contracted 0.5% per year on average since 2020. The median home value in University City is $265,370 as of 2026-04, up 1.5% over the last 12 months. Over the last five years, home values have averaged +3.6% annual growth, with prices at or near the 5-year peak. Rents in University City average $1,573 per month, up 4.4% year-over-year. The composite momentum score is 61 of 100 (Stable). Conditions are neither hot nor cold, so the local fit matters more than market timing.

Bull case

Held the highs: currently -0.3% from the 5-year peak — this market refused to give back gains.
The data is the data: University City has at least 5 years of Zillow tracking, full Census identification, and is included in the 2-criteria momentum score on this page.

Bear case

Flat or shrinking population: -0.5% per year. Housing demand has to come from somewhere — verify the source.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About University City (Wikipedia)

University City is an inner-ring suburb of the city of St. Louis in St. Louis County, Missouri, United States. The population was measured at 35,065 by the 2020 census.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

Lifestyle fit matters more than market timing in a Stable market. Take your time on the home and neighborhood; the macro trend isn't urgent. Negotiate normally.

Seller

Price competitively from day one or risk a 60+ day listing. Staging, photography, and presentation matter more in Stable markets than in Hot ones.

Investor

Stable cap rates, no big appreciation story to lean on. Underwrite this as a pure cash-flow play — the math has to work on rent alone.

Local safety & alerts

No active National Weather Service alerts for St. Louis County right now.

Public-safety links are official .gov sources, not curated by us. St. Louis County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of University City

3 tracked · ranked by median home value
1North Central$143,789+1.1%
2Northeast$128,328-2.7%
3Northwest$117,060-1.3%

Cities like University City

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
39° / 22°
avg high / low
Summer (Jul)
88° / 67°
avg high / low
Sunny days/yr
211
~58% of year
Annual precip
42″ rain
16″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very high
Wildfire
Very low
Earthquake
High
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the St. Louis area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current University City listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$65,900
Missouri state median
Top industries (state-level)
HealthcareManufacturingFinance

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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