Whitefish, MT — Momentum Score, Home Values & Best-For

All states·Montana·Whitefish

Flathead County · Kalispell · population 9,256

InvestorsGrowing fastSmall-town feel
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67
Rising
Momentum score · 0–100

Where Whitefish stands

Averaging 8.0% annual growth over 5 years. population growing 4.5% per year.

Median home $872,060
1-year -0.7%
5-yr CAGR +8.0%
vs 5-yr peak -8.6%
Population +4.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2022-07$872k$325k$547k$770k$993k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
58/100
Workable for remote workers
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,629/mo$0$1,461$2,92220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent1001048010020242026

Rent vs buy

Price-to-rent ratio: 27.6
Rent

At a 27.6 price-to-rent ratio, renting beats buying in Whitefish for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
46 · w22%
Home 5-yr CAGR
79 · w22%
Distance from peak
49 · w18%
Population growth
90 · w16%
Rent YoY
59 · w12%
Home 10-yr CAGR
87 · w10%
Long thesis

Whitefish has been growing population at 4.5% per year while home values compounded +8.0% annually. Demand-driven appreciation — the kind that persists as long as people keep showing up, which they currently are.

Short thesis

Whitefish carries a $872,060 median home with only -0.7% YoY. Premium pricing in a flat tape is the bear setup — you're paying for the trend that already ran while new buyers can't afford to extend it.

About Whitefish

Whitefish is a city in Flathead County, Montana, with an estimated population of 9,256. It anchors the Kalispell metro area. The population has grown 4.5% per year on average between 2020 and 2024 — among the faster-growing communities in the state. The median home value in Whitefish is $872,060 as of 2026-04, down 0.7% over the last 12 months. Over the last five years, home values have averaged +8.0% annual growth (-8.6% from the 5-year peak). Rents in Whitefish average $2,629 per month, roughly flat year-over-year (+2.2%). The composite momentum score is 67 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Multi-year compounder: home values up an average 8.0% per year over the last 5 years — sustained, not a one-year pop.
People are voting with their feet: population growing 4.5% per year since 2020 — that’s faster than ~80% of US cities.

Bear case

Expensive AND not growing: median home $872,060 with only -0.7% YoY. You’re paying premium pricing for a flat trend.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Flathead County right now.

Public-safety links are official .gov sources, not curated by us. Flathead County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Whitefish

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
33° / 14°
avg high / low
Summer (Jul)
84° / 53°
avg high / low
Sunny days/yr
196
~54% of year
Annual precip
15″ rain
48″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
Very low
Wildfire
Very high
Earthquake
Moderate
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Whitefish listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local sports teams

Major professional teams the Kalispell area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
60%
Moderate climate
Median household income
$70,800
Montana state median
Top industries (state-level)
TourismMiningAgriculture

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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