Concord, NH — Momentum Score, Home Values & Best-For

All states·New Hampshire·Concord

Merrimack County · Concord · population 44,674

Investors
Concord, NH
Image: Wikipedia · Concord, New Hampshire
OverviewCost of livingMoving guide
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74
Rising
Momentum score · 0–100

Where Concord stands

At or near all-time high. averaging 8.4% annual growth over 5 years.

Median home $449,637
1-year +3.9%
5-yr CAGR +8.4%
vs 5-yr peak +0.0%
Population +0.4%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$450k$186k$280k$374k$468k201620182020202220242026

Lifestyle scores

🚶
Walkability
32/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
22/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
84/100
Excellent for remote work
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,840/mo$1,478$1,716$1,95420242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent12211710012020242026

Rent vs buy

Price-to-rent ratio: 20.4
Lean rent

At a 20.4 price-to-rent ratio, the math is starting to lean toward renting in Concord. Owner-occupier ROI requires longer holds and the assumption that prices keep appreciating roughly at the rate of rent.

How the momentum score breaks down

methodology →
Home YoY
70 · w22%
Home 5-yr CAGR
80 · w22%
Distance from peak
90 · w18%
Population growth
53 · w16%
Rent YoY
65 · w12%
Home 10-yr CAGR
83 · w10%
Long thesis

Concord has averaged 8.4% annual appreciation over five years and the trend is still live (+3.9% in the last 12 months). When a momentum trade keeps working, the simplest explanation is usually correct: more people want in.

Short thesis

Concord's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Concord

Concord is a city in Merrimack County, New Hampshire, with an estimated population of 44,674. The median home value in Concord is $449,637 as of 2026-04, up 3.9% over the last 12 months. Over the last five years, home values have averaged +8.4% annual growth, with prices at or near the 5-year peak. Rents in Concord average $1,840 per month, roughly flat year-over-year (+3.0%). The composite momentum score is 74 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Multi-year compounder: home values up an average 8.4% per year over the last 5 years — sustained, not a one-year pop.
●Quiet strength: +3.9% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Concord (Wikipedia)

Concord is the capital city of the U.S. state of New Hampshire and the seat of Merrimack County. As of the 2020 United States census the population was 43,976, making it the 3rd most populous city in New Hampshire after Manchester and Nashua.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Merrimack County right now.

NWS active alerts (NH)New Hampshire Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Merrimack County routes NWS alerts; check the state EM portal for non-weather emergencies.

Cities like Concord

Rochester, NH76 · RisingNashua, NH70 · RisingKeene, NH76 · RisingFranklin, NH76 · Rising

Run the numbers for Concord

ToolCan I afford Concord?Income → city shortlistToolROI on a Concord rentalCap rate, cash-on-cash, DSCRToolCompare Concord to anywhereSide-by-side up to 3 citiesToolConcord cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
31° / 13°
avg high / low
Summer (Jul)
80° / 58°
avg high / low
Sunny days/yr
197
~54% of year
Annual precip
43″ rain
62″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Low
Tornado
Very low
Wildfire
Very low
Earthquake
Very low
Flood
Low

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Concord listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Concord area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
72%
Humid climate
Median household income
$90,800
New Hampshire state median
Top industries (state-level)
ManufacturingHealthcareTourism

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to Concord

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