Cost of living in Somersworth, NH — Housing, Rent & Index

Housing, rent, and a comparison to the US average.

$445,457
Median home value
$1,694/mo
Median rent
125
Cost index (US=100)
+2.8%
Home YoY change

The median home value in Somersworth, NH is $445,457 as of 2026-04. That places Somersworth above the US average for housing cost, with a cost index of approximately 125 versus a national baseline of 100.

Over the past 12 months, the median home value in Somersworth has climbed 2.8%, and over the past five years it has averaged +7.8% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Renters pay a median of $1,694 per month in Somersworth. Rents have changed — over the last year and averaged — per year over five years.

Beyond housing, day-to-day costs in Somersworth are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$445,457
1-year change+2.8%
5-year price growth+7.8%
10-year price growth+8.6%
vs 5-year peak+0.0%

Source: Zillow Home Value Index (ZHVI).

How Somersworth compares

Cost index125 (above US)
Median home vs US (~$355k)+25.5%
Population12,218
Momentum score74 (Rising)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Affordability reality

Prices only mean something against local pay. Here’s how Somersworth’s housing lines up with what people here actually earn.

Median rent vs income27% of local median income
Home price-to-income6.0× local median income

At $1,694/mo, rent eats about 27% of the local median household income of $74,504 — within the 30% rule of thumb for affordable housing.

The median home runs about 6.0× the local median income (severely stretched — a stretch even for local earners).

Daily life in Somersworth

Climate

80°/58° summer31°/13° winter197 sunny days62″ snow/yr43″ rain/yr

Summers run mild (highs near 80°F) and winters are cold (highs near 31°F), with about 62″ of snow a year.

Natural-hazard & insurance risk

Flood: lowTornado: very lowHurricane: lowWildfire: very lowEarthquake: very low

No single natural hazard scores high in Somersworth — a relative plus for insurance cost and peace of mind.

Getting around

The average commute is 28 min — about the US average of ~27 min; 12% of workers are remote; 58% own their home.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.