Toms River, NJ — Momentum Score, Home Values & Best-For

All states·New Jersey·Toms River

Ocean County · New York-Newark-Jersey City · population 92,830

InvestorsSmall-town feel
View watchlist →
77
Rising
Momentum score · 0–100

Where Toms River stands

At or near all-time high. averaging 8.1% annual growth over 5 years.

Median home $459,413
1-year +3.7%
5-yr CAGR +8.1%
vs 5-yr peak +0.0%

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$459k$217k$304k$391k$478k201620182020202220242026

Lifestyle scores

🚶
Walkability
40/100
Car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
30/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
72/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$2,806/mo$2,042$2,510$2,978202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent135128100120140202220242026

Rent vs buy

Price-to-rent ratio: 13.6
Buy

At a 13.6 price-to-rent ratio, buying generally beats renting in Toms River on a long-enough horizon. The headline math is that one year of mortgage payments approximates 13.6 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
68 · w22%
Home 5-yr CAGR
79 · w22%
Distance from peak
90 · w18%
Rent YoY
73 · w12%
Home 10-yr CAGR
75 · w10%
Long thesis

Toms River has averaged 8.1% annual appreciation over five years and the trend is still live (+3.7% in the last 12 months). When a momentum trade keeps working, the simplest explanation is usually correct: more people want in.

Short thesis

Toms River's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Toms River

Toms River is a city in Ocean County, New Jersey, with an estimated population of 92,830. It anchors the New York-Newark-Jersey City metro area. The median home value in Toms River is $459,413 as of 2026-04, up 3.7% over the last 12 months. Over the last five years, home values have averaged +8.1% annual growth, with prices at or near the 5-year peak. Rents in Toms River average $2,806 per month, up 4.2% year-over-year. The composite momentum score is 77 of 100 (Rising). The market is healthy with prices supported by underlying demand.

Bull case

Multi-year compounder: home values up an average 8.1% per year over the last 5 years — sustained, not a one-year pop.
Quiet strength: +3.7% over the trailing year — not a melt-up, but the market is bid.
Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

Bear case

Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Ocean County right now.

Public-safety links are official .gov sources, not curated by us. Ocean County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Toms River

3 tracked · ranked by median home value
1Holiday Heights$383,817+4.4%
2Holiday City South$340,347+2.5%
3Silver Ridge$287,472-1.9%

Cities like Toms River

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
38° / 23°
avg high / low
Summer (Jul)
85° / 65°
avg high / low
Sunny days/yr
207
~57% of year
Annual precip
47″ rain
25″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
High
Tornado
Very low
Wildfire
Very low
Earthquake
Very low
Flood
High

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the New York-Newark-Jersey City area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Toms River listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local economy & environment

Humidity
70%
Humid climate
Median household income
$97,100
New Jersey state median
Top industries (state-level)
FinancePharmaLogistics

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

Cities similar to Toms River

Explore other places with comparable momentum or affordability.

See all New Jersey cities →    Browse best-of lists →