Housing, rent, and a comparison to the US average.
The median home value in Aztec, NM is $271,300 as of 2026-04. That places Aztec below the US average for housing cost, with a cost index of approximately 76 versus a national baseline of 100.
Over the past 12 months, the median home value in Aztec has climbed 4.3%, and over the past five years it has averaged +4.4% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.
Beyond housing, day-to-day costs in Aztec are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.
Housing
| Median home value | $271,300 |
| 1-year change | +4.3% |
| 5-year price growth | +4.4% |
| 10-year price growth | +3.9% |
| vs 5-year peak | +0.0% |
Source: Zillow Home Value Index (ZHVI).
How Aztec compares
| Cost index | 76 (below US) |
| Median home vs US (~$355k) | -23.6% |
| Population | 6,129 |
| Momentum score | 65 (Rising) |
Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.
Affordability reality
Prices only mean something against local pay. Here’s how Aztec’s housing lines up with what people here actually earn.
| Median rent vs income | 37% of local median income |
| Home price-to-income | 6.5× local median income |
At $1,302/mo, rent eats about 37% of the local median household income of $41,977 — above the 30% rule of thumb for affordable housing.
The median home runs about 6.5× the local median income (severely stretched — a stretch even for local earners).
Daily life in Aztec
Climate
Summers run mild (highs near 87°F) and winters are moderate (highs near 50°F), with about 12″ of snow a year.
Natural-hazard & insurance risk
Insurance heads-up: in Aztec, wildfire risk is pushing some insurers to raise rates or stop writing new policies in the highest-risk areas.
Getting around
The average commute is 23 min — shorter than the US average of ~27 min; 5% of workers are remote; 63% own their home.
Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.