Cohoes, NY — Momentum Score, Home Values & Best-For

All states·New York·Cohoes

Albany County · Albany-Schenectady-Troy · population 18,530

Small-town feel

Overview Cost of living Moving guide

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Rising

Momentum score · 0–100

Where Cohoes stands

At or near all-time high. rents up 5.9% in the last year.

Median home $334,285

1-year +2.8%

5-yr CAGR +6.1%

vs 5-yr peak +0.0%

Population +0.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly

Lifestyle scores

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Walkability

32/100

Very car-dependent

Estimated from population density. Higher = denser, more amenities within walking distance.

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Public transit

15/100

Transit limited

Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.

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Remote work fit

81/100

Excellent for remote work

Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)

Rent vs buy

Price-to-rent ratio: 15.9

Lean buy

At a 15.9 price-to-rent ratio, Cohoes is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →

Home YoY

64 · w22%

Home 5-yr CAGR

70 · w22%

Distance from peak

90 · w18%

Population growth

55 · w16%

Rent YoY

84 · w12%

Home 10-yr CAGR

68 · w10%

Long thesis

Cohoes has held up across the cycle: home values at $334,285 with +6.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Cohoes's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Cohoes

Cohoes is a city in Albany County, New York, with an estimated population of 18,530. It anchors the Albany-Schenectady-Troy metro area. The population grew 0.5% annually from 2020 to 2024, a moderate gain. The median home value in Cohoes is $334,285 as of 2026-04, up 2.8% over the last 12 months. Over the last five years, home values have averaged +6.1% annual growth, with prices at or near the 5-year peak. Rents in Cohoes average $1,756 per month, up 5.9% year-over-year. The composite momentum score is 72 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Healthy 5-year run: +6.1% annualized over 5 years, outpacing US inflation.

●Quiet strength: +2.8% over the trailing year — not a melt-up, but the market is bid.

●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

●Hot rental market: rents up 5.9% YoY — landlords have pricing power, supports new investment math.

▼ Bear case

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Albany County right now.

NWS active alerts (NY)New York Emergency Management How to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Albany County routes NWS alerts; check the state EM portal for non-weather emergencies.