Irvington, NY — Momentum Score, Home Values & Best-For

All states·New York·Irvington

Westchester County · New York-Newark-Jersey City · population 6,502

ShrinkingSmall-town feel

Overview Cost of living Moving guide

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Rising

Momentum score · 0–100

Where Irvington stands

At or near all-time high. home values up 10.6% in the last year. population shrinking 0.6% per year.

Median home $1,257,931

1-year +10.6%

5-yr CAGR +6.2%

vs 5-yr peak +0.0%

Population -0.6%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly

Lifestyle scores

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Walkability

25/100

Very car-dependent

Estimated from population density. Higher = denser, more amenities within walking distance.

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Public transit

10/100

Transit limited

Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.

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Remote work fit

26/100

Poor remote-work fit

Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 32.0

Rent

At a 32.0 price-to-rent ratio, renting beats buying in Irvington for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →

Home YoY

92 · w22%

Home 5-yr CAGR

70 · w22%

Distance from peak

90 · w18%

Population growth

36 · w16%

Home 10-yr CAGR

48 · w10%

Long thesis

Irvington has held up across the cycle: home values at $1,257,931 with +6.2% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Irvington's population is shrinking 0.6% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About Irvington

Irvington is a city in Westchester County, New York, with an estimated population of 6,502. It anchors the New York-Newark-Jersey City metro area. The population has contracted 0.6% per year on average since 2020. The median home value in Irvington is $1,257,931 as of 2026-04, up 10.6% over the last 12 months. Over the last five years, home values have averaged +6.2% annual growth, with prices at or near the 5-year peak. Rents in Irvington average $3,276 per month. The composite momentum score is 71 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Trend still working: prices up 10.6% in the last 12 months — buyers are still chasing inventory.

●Healthy 5-year run: +6.2% annualized over 5 years, outpacing US inflation.

●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

●Flat or shrinking population: -0.6% per year. Housing demand has to come from somewhere — verify the source.

●Premium territory: $1,257,931 median home is a high bar to clear — affordability constrains the buyer pool.

○Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Westchester County right now.

NWS active alerts (NY)New York Emergency Management How to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Westchester County routes NWS alerts; check the state EM portal for non-weather emergencies.