Mount Vernon, NY — Momentum Score, Home Values & Best-For

All states·New York·Mount Vernon

Westchester County · New York-Newark-Jersey City · population 71,999

Shrinking

Image: Wikipedia · Mount Vernon, New York

Overview Cost of living Moving guide

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Rising

Momentum score · 0–100

Where Mount Vernon stands

At or near all-time high. home values up 4.1% in the last year. population shrinking 0.6% per year.

Median home $579,771

1-year +4.1%

5-yr CAGR +2.1%

vs 5-yr peak -0.0%

Population -0.6%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly

Lifestyle scores

🚶

Walkability

40/100

Car-dependent

Estimated from population density. Higher = denser, more amenities within walking distance.

🚉

Public transit

22/100

Transit limited

Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.

💻

Remote work fit

70/100

Strong remote-work fit

Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)

Rent vs buy

Price-to-rent ratio: 17.5

Lean buy

At a 17.5 price-to-rent ratio, Mount Vernon is in the 'depends on horizon' zone. Buy if you'll be there 5+ years and value flexibility on the home; rent if you might move, want zero maintenance friction, or expect rates to drop.

How the momentum score breaks down

methodology →

Home YoY

70 · w22%

Home 5-yr CAGR

48 · w22%

Distance from peak

90 · w18%

Population growth

35 · w16%

Rent YoY

68 · w12%

Home 10-yr CAGR

57 · w10%

Long thesis

Mount Vernon has held up across the cycle: home values at $579,771 with +2.1% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

Mount Vernon's population is shrinking 0.6% per year. Housing demand has to come from somewhere — if people are leaving, the buyer pool is shrinking faster than the inventory. That eventually shows up in price.

About Mount Vernon

Mount Vernon is a city in Westchester County, New York, with an estimated population of 71,999. It anchors the New York-Newark-Jersey City metro area. The population has contracted 0.6% per year on average since 2020. The median home value in Mount Vernon is $579,771 as of 2026-04, up 4.1% over the last 12 months. Over the last five years, home values have averaged +2.1% annual growth, with prices at or near the 5-year peak. Rents in Mount Vernon average $2,753 per month, up 3.4% year-over-year. The composite momentum score is 62 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Quiet strength: +4.1% over the trailing year — not a melt-up, but the market is bid.

●Held the highs: currently -0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

●Flat or shrinking population: -0.6% per year. Housing demand has to come from somewhere — verify the source.

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Mount Vernon (Wikipedia)

Mount Vernon is a city in Westchester County, New York, United States. It is an inner suburb of New York City, immediately to the north of the borough of the Bronx. As of the 2020 census, Mount Vernon had a population of 73,893, making it the eighth-largest city in the state and largest African-American majority city in the state. Mount Vernon has 12,898 Jamaicans with African and Indian descent that had immigrated from their homeland of Jamaica after the country gained its independence from Britain on August 6, 1962.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorShawyn Patterson-Howard

Motto''Urbs jucundarum domuum''("City of Delightful Homes")

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Westchester County right now.

NWS active alerts (NY)New York Emergency Management How to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Westchester County routes NWS alerts; check the state EM portal for non-weather emergencies.