Pelham, NY — Momentum Score, Home Values & Best-For

Westchester County · New York-Newark-Jersey City · population 7,579

InvestorsSmall-town feel
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82
Hot
Momentum score · 0–100

Where Pelham stands

At or near all-time high. home values up 12.6% in the last year. averaging 9.4% annual growth over 5 years.

Median home $1,377,648
1-year +12.6%
5-yr CAGR +9.4%
vs 5-yr peak +0.0%
Population +0.9%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-04$1378k$664k$920k$1177k$1433k201620182020202220242026

Lifestyle scores

🚶
Walkability
25/100
Very car-dependent
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
10/100
Transit limited
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
31/100
Poor remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent vs buy

Price-to-rent ratio: 44.9
Rent

At a 44.9 price-to-rent ratio, renting beats buying in Pelham for most shorter holds. The premium you pay to own would take many years of rent savings to recoup, and that's before maintenance, taxes, and opportunity cost on the down payment.

How the momentum score breaks down

methodology →
Home YoY
92 · w22%
Home 5-yr CAGR
85 · w22%
Distance from peak
90 · w18%
Population growth
62 · w16%
Home 10-yr CAGR
73 · w10%
Long thesis

Pelham has averaged 9.4% annual appreciation over five years and the trend is still live (+12.6% in the last 12 months). When a momentum trade keeps working, the simplest explanation is usually correct: more people want in.

Short thesis

Pelham's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Pelham

Pelham is a city in Westchester County, New York, with an estimated population of 7,579. It anchors the New York-Newark-Jersey City metro area. The population grew 0.9% annually from 2020 to 2024, a moderate gain. The median home value in Pelham is $1,377,648 as of 2026-04, up 12.6% over the last 12 months. Over the last five years, home values have averaged +9.4% annual growth, with prices at or near the 5-year peak. Rents in Pelham average $2,557 per month. The composite momentum score is 82 of 100 (Hot). Buyers should expect competition and limited negotiation room in this market.

Bull case

Multi-year compounder: home values up an average 9.4% per year over the last 5 years — sustained, not a one-year pop.
Trend still working: prices up 12.6% in the last 12 months — buyers are still chasing inventory.
Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

Bear case

Premium territory: $1,377,648 median home is a high bar to clear — affordability constrains the buyer pool.
Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Expect competition, escalation clauses, and pressure to waive inspections. Make your strongest offer up front — Hot markets reward decisiveness, not negotiation. If you can't write a clean offer, you may not be the best fit for this market right now.

Seller

Price slightly above recent comps and let multiple offers work. Days-on-market should be short. Don't accept the first offer in the first 48 hours unless it's significantly above ask.

Investor

Cap rates will look ugly in a Hot market — your thesis has to be appreciation, not yield. Don't expect cash flow; expect to ride the trend and exit before it stalls.

Local safety & alerts

No active National Weather Service alerts for Westchester County right now.

Public-safety links are official .gov sources, not curated by us. Westchester County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Pelham

1 tracked · ranked by median home value
1Pelham Manor$1,541,656+12.5%

Cities like Pelham

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
33° / 19°
avg high / low
Summer (Jul)
82° / 63°
avg high / low
Sunny days/yr
183
~50% of year
Annual precip
41″ rain
60″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Moderate
Tornado
Very low
Wildfire
Very low
Earthquake
Very low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Local sports teams

Major professional teams the New York-Newark-Jersey City area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Current weather

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7-day forecast on weather.gov →

Find rentals & listings

Open current Pelham listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.