St. James, NY — Momentum Score, Home Values & Best-For

All states·New York·St. James

Suffolk County · New York-Newark-Jersey City · population 13,487

Small-town feel

Overview Cost of living Moving guide

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Hot

Momentum score · 0–100

Where St. James stands

At or near all-time high. home values up 8.5% in the last year.

Median home $734,486

1-year +8.5%

5-yr CAGR +6.4%

vs 5-yr peak +0.0%

Home value trajectory · last 10 years

Zillow ZHVI · monthly

Lifestyle scores

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Walkability

25/100

Very car-dependent

Estimated from population density. Higher = denser, more amenities within walking distance.

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Public transit

15/100

Transit limited

Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.

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Remote work fit

43/100

Marginal for remote

Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

How the momentum score breaks down

methodology →

Home YoY

87 · w22%

Home 5-yr CAGR

72 · w22%

Distance from peak

90 · w18%

Home 10-yr CAGR

65 · w10%

Long thesis

St. James has held up across the cycle: home values at $734,486 with +6.4% 5-year CAGR. The bull case is structural — population, location, employer base — and holds even if next year's print is soft.

Short thesis

St. James's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About St. James

St. James is a city in Suffolk County, New York, with an estimated population of 13,487. It anchors the New York-Newark-Jersey City metro area. The median home value in St. James is $734,486 as of 2026-04, up 8.5% over the last 12 months. Over the last five years, home values have averaged +6.4% annual growth, with prices at or near the 5-year peak. The composite momentum score is 80 of 100 (Hot). Buyers should expect competition and limited negotiation room in this market.

▲ Bull case

●Trend still working: prices up 8.5% in the last 12 months — buyers are still chasing inventory.

●Healthy 5-year run: +6.4% annualized over 5 years, outpacing US inflation.

●Held the highs: currently +0.0% from the 5-year peak — this market refused to give back gains.

▼ Bear case

○Thin housing market: small population means fewer transactions and slower resale. Liquidity risk on exit.

○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

Playbook

Buyer

Expect competition, escalation clauses, and pressure to waive inspections. Make your strongest offer up front — Hot markets reward decisiveness, not negotiation. If you can't write a clean offer, you may not be the best fit for this market right now.

Seller

Price slightly above recent comps and let multiple offers work. Days-on-market should be short. Don't accept the first offer in the first 48 hours unless it's significantly above ask.

Investor

Cap rates will look ugly in a Hot market — your thesis has to be appreciation, not yield. Don't expect cash flow; expect to ride the trend and exit before it stalls.

Local safety & alerts

No active National Weather Service alerts for Suffolk County right now.

NWS active alerts (NY)New York Emergency Management How to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Suffolk County routes NWS alerts; check the state EM portal for non-weather emergencies.