Toledo, OH — Momentum Score, Home Values & Best-For

All states·Ohio·Toledo

Lucas County · Toledo · population 265,638

AffordabilityBig-city amenities
Toledo, OH
Image: Wikipedia · Toledo, Ohio
OverviewCost of livingMoving guide
View watchlist →
71
Rising
Momentum score · 0–100

Where Toledo stands

At or near all-time high. home values up 5.1% in the last year.

Median home $130,101
1-year +5.1%
5-yr CAGR +6.5%
vs 5-yr peak -0.1%
Population -0.5%/yr

Home value trajectory · last 10 years

Zillow ZHVI · monthly
peak 2026-03$130k$55k$82k$109k$135k201620182020202220242026

Lifestyle scores

🚶
Walkability
52/100
Somewhat walkable
Estimated from population density. Higher = denser, more amenities within walking distance.
🚉
Public transit
38/100
Minimal transit
Curated list of major US transit systems + population-based estimate. Higher = real subway/rail/bus options.
💻
Remote work fit
77/100
Strong remote-work fit
Composite of city size, housing cost, state tax structure, and region's remote-work track record.

Scores are heuristic estimates from population density, state, and known transit/walkable cities. Not based on a paid Walk Score / Transit Score API — see methodology for the formula.

Rent trajectory · last 5 years

Zillow ZORI · monthly
$1,122/mo$772$981$1,190202220242026

Home value vs rent · indexed to 100

Both rebased at first month of ZORI data (~2015)
Home valueRent137137100120140202220242026

Rent vs buy

Price-to-rent ratio: 9.7
Buy

At a 9.7 price-to-rent ratio, buying generally beats renting in Toledo on a long-enough horizon. The headline math is that one year of mortgage payments approximates 9.7 years of rent — well below the 15+ threshold where ownership starts to dominate.

How the momentum score breaks down

methodology →
Home YoY
75 · w22%
Home 5-yr CAGR
72 · w22%
Distance from peak
89 · w18%
Population growth
38 · w16%
Rent YoY
69 · w12%
Home 10-yr CAGR
82 · w10%
Long thesis

Toledo offers a $130,101 median home with +6.5% annualized 5-year appreciation. Affordability + positive trend is one of the better risk/reward setups in US residential — small downside, room to compound.

Short thesis

Toledo's bear case is the boring one: the cycle is real and any market that's run hard can stall. Watch for slowing population growth, rising days-on-market, or builder discounts as the early warning signals.

About Toledo

Toledo is a city in Lucas County, Ohio, with an estimated population of 265,638. The median home value in Toledo is $130,101 as of 2026-04, up 5.1% over the last 12 months. Over the last five years, home values have averaged +6.5% annual growth, with prices at or near the 5-year peak. Rents in Toledo average $1,122 per month, up 3.6% year-over-year. The composite momentum score is 71 of 100 (Rising). The market is healthy with prices supported by underlying demand.

▲ Bull case

●Affordable AND rising: median home $130,101 with positive recent direction — rare combination most of the country can’t offer.
●Healthy 5-year run: +6.5% annualized over 5 years, outpacing US inflation.
●Quiet strength: +5.1% over the trailing year — not a melt-up, but the market is bid.
●Held the highs: currently -0.1% from the 5-year peak — this market refused to give back gains.

▼ Bear case

●Flat or shrinking population: -0.5% per year. Housing demand has to come from somewhere — verify the source.
○Local nuance: city-level data smooths over neighborhood differences. School zones, HOA rules, and street-level character matter — visit before deciding.

About Toledo (Wikipedia)

Toledo is a city in Lucas County, Ohio, United States, of which it is also the county seat. It is located at the western end of Lake Erie along the Maumee River. Toledo is the fourth-most populous city in Ohio and 86th-most populous city in the U.S., with a population of 270,871 at the 2020 census. The Toledo metropolitan area has an estimated 601,000 residents. Toledo also serves as a major trade center for the Midwest; its port is the fifth-busiest on the Great Lakes.

Source: Wikipedia · this summary is contributed and licensed under CC-BY-SA.

City facts

MayorWade Kapszukiewicz
Area83.83 sq mi
Elevation604 ft
Founded1837
NicknameThe Glass City
Motto"''Laborare est Orare''" (To Work is to Pray)
Density3365.36/sq mi

Extracted from the Wikipedia infobox. Values may be slightly out of date relative to the latest sources.

Playbook

Buyer

You're not in a frenzy but you're not getting bargains either. Make a competitive offer with normal inspection terms. Don't lowball — the listing will move with or without you.

Seller

Price at fair market value; expect movement in 30-45 days. Don't get clever with terms (rent-back, contingencies) — buyers in a Rising market have options.

Investor

Appreciation tailwind exists but cash flow requires discipline on price. Run the numbers conservatively and confirm rent comps before committing.

Local safety & alerts

No active National Weather Service alerts for Lucas County right now.

NWS active alerts (OH)Ohio Emergency ManagementHow to prepare (NWS)

Public-safety links are official .gov sources, not curated by us. Lucas County routes NWS alerts; check the state EM portal for non-weather emergencies.

Neighborhoods of Toledo

24 tracked · ranked by median home value
1City Center$273,977+0.5%
2Southwyck$232,786+2.4%
3West Gate$217,289+3.6%
4Franklin Park$193,909+4.2%
5Beverly$187,834+9.2%
6Glendale – Heather Downs$181,502+5.9%
7Whitmer – Trilby$170,386+6.2%
8Point Place$160,842+5.2%
9Reynolds Corners$159,744+4.2%
10DeVeaux$147,459+5.7%
11North Towne$145,549+2.5%
12Ottawa$127,845+4.2%
13Five Points$108,998+6.7%
14Scott Park$105,580+2.5%
15Warren Sherman$86,793+2.1%
16Old West End$76,490+2.9%
17Olde Towne$73,133+9.1%
18South Side$68,742+7.5%
19East Toledo$64,931+1.7%
20Birmingham$64,921-2.4%
21Roosevelt$54,562+1.8%
22North River$50,242+4.5%
23La Grange$49,784+0.8%
24Onyx$43,885-8.1%

Cities like Toledo

Canton, OH70 · RisingParma, OH73 · RisingCuyahoga Falls, OH72 · RisingLakewood, OH71 · Rising

Run the numbers for Toledo

ToolCan I afford Toledo?Income → city shortlistToolROI on a Toledo rentalCap rate, cash-on-cash, DSCRToolCompare Toledo to anywhereSide-by-side up to 3 citiesToolToledo cost-of-livingEquivalent income elsewhere

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.

Climate & natural-disaster risk

Winter (Jan)
36° / 21°
avg high / low
Summer (Jul)
83° / 64°
avg high / low
Sunny days/yr
178
~49% of year
Annual precip
39″ rain
28″ snow
Disaster risk (1=very low, 5=very high)
Hurricane
Very low
Tornado
High
Wildfire
Very low
Earthquake
Low
Flood
Moderate

State-level averages from NOAA Climate Normals (1991-2020) and FEMA National Risk Index. City-level conditions can vary significantly within a state.

Current weather

Loading current conditions…

7-day forecast on weather.gov →

Find rentals & listings

Open current Toledo listings on the major real-estate sites.

Links open the live search on the destination site — results are always current.

Local news & community

Updated 2026-05-21 from Google News + Reddit RSS. Headlines link to original sources.

Local sports teams

Major professional teams the Toledo area cheers for. Detailed stats, schedules, and player pages on intherafters.com.

Local economy & environment

Humidity
72%
Humid climate
Median household income
$67,800
Ohio state median
Top industries (state-level)
ManufacturingHealthcareFinance

Humidity is annual average relative humidity (NOAA). Income is Census ACS 5-year estimate. Industries are largest employment sectors statewide (BLS); the local mix in a given city may vary.

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