Colorado taxes — property, income, sales, retirement

Home·Tax overview·Colorado

Property tax, income tax, sales tax, and retirement-income treatment in Colorado. Quick read for movers, retirees, and remote workers.

Flat 4.4% income tax, low property tax, very low base sales rate (local rates push higher). SS taxed but partial exclusion for 65+.

Effective property tax

0.51%

of home value/yr

Income tax (top rate)

4.4%

Sales tax (state)

2.90%

local adds more

SS taxed by state?

Yes

Property tax

Colorado’s effective property tax rate is approximately 0.51% of assessed home value per year. On a $350,000 home that’s about $1,785/yr. Rates vary by county and municipality — this is a state-wide average.

Income tax

Top marginal rate: 4.4%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.

Sales tax

State base rate: 2.90%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.

Retirement income

Social Security: Taxed by state. Pensions & 401(k) withdrawals: Partial exclusion / credit available.

Top cities in Colorado

Denver · pop 729,019 · momentum 41

Colorado Springs · pop 493,554 · momentum 51

Aurora · pop 403,130 · momentum 46

Fort Collins · pop 170,924 · momentum 57

Lakewood · pop 156,868 · momentum 47

Thornton · pop 146,689 · momentum 48

Compare to other states: All 50 state tax overviews · All Colorado cities · Best Colorado cities for retirees

Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.