Florida taxes — property, income, sales, retirement

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Property tax, income tax, sales tax, and retirement-income treatment in Florida. Quick read for movers, retirees, and remote workers.

No state income tax. No tax on SS, pensions, or 401(k) withdrawals. Property tax moderate. Sales tax 6% (local push higher).
Effective property tax
0.83%
of home value/yr
Income tax (top rate)
0%
Sales tax (state)
6.00%
local adds more
SS taxed by state?
No

Property tax

Florida’s effective property tax rate is approximately 0.83% of assessed home value per year. On a $350,000 home that’s about $2,905/yr. Rates vary by county and municipality — this is a state-wide average.

Income tax

Top marginal rate: 0%. No state income tax. For wage earners, the effective rate depends on filing status, deductions, and credits.

Sales tax

State base rate: 6.00%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.

Retirement income

Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Not taxed (no state income tax).

Top cities in Florida

Jacksonville · pop 1,009,833 · momentum 57

Miami · pop 487,014 · momentum 66

Tampa · pop 414,547 · momentum 58

Orlando · pop 334,854 · momentum 59

St. Petersburg · pop 267,102 · momentum 48

Hialeah · pop 235,388 · momentum 61

Compare to other states: All 50 state tax overviews · All Florida cities · Best Florida cities for retirees

Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.