Ohio taxes — property, income, sales, retirement

Property tax, income tax, sales tax, and retirement-income treatment in Ohio. Quick read for movers, retirees, and remote workers.

Income tax up to 3.5%. Higher property tax. 5.75% sales. SS untaxed; credit for retirement income.
Effective property tax
1.41%
of home value/yr
Income tax (top rate)
3.5%
Sales tax (state)
5.75%
local adds more
SS taxed by state?
No

Property tax

Ohio’s effective property tax rate is approximately 1.41% of assessed home value per year. On a $350,000 home that’s about $4,935/yr. Rates vary by county and municipality — this is a state-wide average.

Income tax

Top marginal rate: 3.5%. Brackets vary by income. For wage earners, the effective rate depends on filing status, deductions, and credits.

Sales tax

State base rate: 5.75%. Local municipal and county additions can raise the combined rate by 1-4 percentage points.

Retirement income

Social Security: Not taxed by state. Pensions & 401(k) withdrawals: Partial exclusion / credit available.

Top cities in Ohio

Columbus · pop 933,263 · momentum 65

Cleveland · pop 365,379 · momentum 58

Cincinnati · pop 314,915 · momentum 68

Toledo · pop 265,638 · momentum 71

Akron · pop 189,664 · momentum 69

Dayton · pop 136,346 · momentum 67

Compare to other states: All 50 state tax overviews · All Ohio cities · Best Ohio cities for retirees

Sources: Tax Foundation effective property tax rankings, state DOR publications, AARP retirement tax guide. 2024/2025 representative figures — verify with a CPA for your specific situation.