The median home value in Union City, TN is $169,526 as of 2026-04. That places Union City below the US average for housing cost, with a cost index of approximately 48 versus a national baseline of 100.

Over the past 12 months, the median home value in Union City has climbed 7.4%, and over the past five years it has averaged +7.6% annual growth. The current price sits +0.0% from its 5-year peak in 2026-04.

Beyond housing, day-to-day costs in Union City are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.