Cost of living in Harker Heights, TX — Housing, Rent & Index

All states·Texas·Harker Heights·Cost of living

Housing, rent, and a comparison to the US average.

$299,517
Median home value
$1,544/mo
Median rent
84
Cost index (US=100)
+1.0%
Home YoY change

The median home value in Harker Heights, TX is $299,517 as of 2026-04. That places Harker Heights below the US average for housing cost, with a cost index of approximately 84 versus a national baseline of 100.

Over the past 12 months, the median home value in Harker Heights has moved sideways, and over the past five years it has averaged +4.3% annual growth. The current price sits -4.9% from its 5-year peak in 2022-08.

Renters pay a median of $1,544 per month in Harker Heights. Rents have changed +0.5% over the last year and averaged +4.6% per year over five years.

Beyond housing, day-to-day costs in Harker Heights are shaped by state and local taxes, utility rates, transportation, and groceries. This page focuses on the housing component, which is the largest single line in most household budgets and the easiest to compare across cities using consistent national data.

Housing

Median home value$299,517
1-year change+1.0%
5-year CAGR+4.3%
10-year CAGR+4.9%
vs 5-year peak-4.9%

Source: Zillow Home Value Index (ZHVI).

How Harker Heights compares

Cost index84 (below US)
Median home vs US (~$355k)-15.6%
Population35,263
Momentum score60 (Stable)

Cost index is currently a housing-only proxy; full BLS basket coming with ACS pull.

Sources: Zillow ZHVI (home values), Zillow ZORI (rents), US Census ACS + place population. Updated when source agencies publish revisions.